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Thank you for your interest in purchasing insurance through us. We provide many insurance plan for Schengen visa. Keep in mind that PPO network concept is only in US. Outside USA there is no PPO network. So no insurance company will give you in writing that it will be always direct payment through insurance company. Link for all the Schengen visa insurance, /schengen-visa-insurance/ Please feel free to contact us if you have any further questions. Thanks for the quick reply. I have copied below the medical insurance requirement from the Consulate General of France in Houston website and the requirement I mentioned are in red. How would you suggest to fulfill this requirement if I were to purchase insurance from your website? I assume this has been a standard requirement. Proof of medical coverage abroad (from Consulate of France website) When the visa section requires proof of medical coverage, you must present a written document for your insurance company that indicates coverage of EACH of the following requirements: - The coverage is valid for the Schengen States or valid worldwide; - The insurance policy covers repatriation; - The insurance covers urgent medical attention and/or emergency hospitalization or death; - The minimum coverage amount is 50,000 US$; - The document indicates your full name as the insured person, and the effective dates of medical coverage. Please check carefully whether your medical insurance will pay directly the providers in the Schengen countries for emergency medical expenses, emergency hospitalization and repatriation for medical reasons or death. Many US medical insurance companies reimburse the costs of emergency medical treatment abroad but do not pay directly the providers. These policies will not be accepted as proof of medical insurance. We invite you to have a letter from your insurer indicating that payments will be made directly to the provider (Schengen States or worldwide). If your US medical insurance company does not make direct payments to the provider, you can purchase international travel insurance online. The Consulate will request the letter from the insurance company with all the above requirements. The Consulate does not accept insurance cards or insurance booklet, and will require a written document from the insurance company, indicating all the above mentioned requirements. Sample visa letter for Atlas International, /sample-documents/atlas-america.pdf-letter.pdf Atlas International brochure, instant purchase link, /atlas-international-insurance/ We sell everyday hundreds of policies for Schengen visa. And people get visa without any issue. Please let us know if you have any further questions.

Thank you for your interest in purchasing insurance through us. You can purchase Atlas International plan for $50k. Which meets all visa requirements. Please choose $0deducitble. Atlas International brochure, instant purchase link, /atlas-international-insurance/ YOU can also find many Schengen visa insurance at, /schengen-visa-insurance/ Please get separate quote for you and your wife because of Citizenship. Please feel free to contact us if you have any further questions.

There is no disadvantage in purchasing separately. You can purchase it online at /schengen-visa-insurance/

Thank you for contacting Insubuy for your insurance needs. We have several plans that will meet the Schengen Visa requirements. You can enter the required information on our website /schengen-visa-insurance/ to see the available plans. Once you have purchased your plan you will receive an email confirmation that will provide you with a visa letter for your appointment. All of the plans in this section meet the Schengen Visa requirements. If you have any additional questions please feel free to contact our office. I am an Indian national currently staying in Prague. I have few questions regarding the health insurance. I have chose the plan whose details are:- Price: $288.35 Your Age(s): 25 Coverage Start: 06/01/2016 Coverage End: 05/31/2017 Deductible: $250.00 Maximum Coverage: $50,000.00 I have few queries regarding the procedure. I am taking the insurance because it is required by the Italian Embassy for visa. Kindly tell me if this is okay according to Italian visa requirements. Also while buying the insurance online I am having trouble as on my passport my name is M. and I do not have a surname on my passport. SO it is not proceeding further without entering the surname. Inform me urgently about how should I proceed with the insurance? Which insurance plan are you planning to purchase? Please provide us the product name. We have many plans for Schengen visa. You can purchase any of the plan from /schengen-visa-insurance/ will meet the Italian visa requirements. Please choose $0ded. If you don’t have last name,, please enter “LNU”(last name unknown). If you have any further questions feel free to contact us.

Thank you for contacting Insubuy for your insurance needs. We do not offer any onsite visits for medical insurance . All of our business is conducted online or via the telephone. If you would like assistance from a licensed agent we can schedule a phone conversation with an agent for assistance. Meanwhile, you can review available plan options using the following link to plans available. International Student Insurance

Thank you for contacting Insubuy for your insurance needs. Based on the information provided below we would recommend purchasing the Patriot America Plus plan. Please use the link provided below to review the plan details and purchase. You may also purchase over the phone by contacting our office at (866) INSUBUY. If you have any additional questions please let us know. The Patriot America Plus plan does have a PPO network. Providers can bill the insurance directly however direct billing is solely based up on the provider. If you visit an in-network provider more than likely these providers will bill the insurance directly as direct billing is one benefit of choosing a plan with a PPO network. If you have any additional questions please let us know. I have also included a link to an FAQ which would answer additional questions regarding the direct billing process. Cashless Visitors Insurance In- Network Claims Please contact our office if you have any additional questions.