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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Is your insurance recognised and accepted by Saudi Arabia? They require Covid Insurance Cover!

A:
We provide travel medical insurance plans that can cover someone anywhere in the world outside of their home country. If Saudi Arabia is requiring a plan with Covid-19 medical coverage to be included, you can find those plans through the quote link below: /covid19-travel-medical-insurance/ If you have any additional questions, please let us know.
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Q:I am going on August to Cornell as a visiting scholar J1 visa student. What are the available (budget) options that meet Cornells policy? Ive seen that some (all?) of the insurance policies do not hold for the New York state specifically (I am going to be based on Itacha - NY). I am 39 years old, with no pre-existent illness.

A:
Some of the J visa health insurance insured person can't be physically located in NY at the time of application. You can purchase insurance before your arrival in NY State
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Q:We are a family of six, going to Costa Rica from 2 - 10 July 2022. Although Costa Rica has relaxed all the previous requirements for travel insurance, to include coverage for quarantine expenses should the traveler test Covid-19 positive and have to quarantine in Costa Rica, we would like to protect ourselves against the expense of one or more of us not passing the US-required negative test prior to boarding the return flight. Can you help me find what policies are available? Thanks...Ed Baisden

A:
You may view the applicable plans in the COVID-19 Travel Insurance with Quarantine Coverage section of our website. You may also be interested in the Cancel for Any Reason benefit that can be available in the Safe Travels Voyager plan. Please review the plans and their benefits for full information on coverage. Should you have additional questions you may also call our office at +1 (866) 467-8289.
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Q:I am looking for coverage that pays for accommodations/lodging expenses and meals when contracted with Covid and required to delay flight in order to quarantine or recover or receive negative covid test result.

A:
You may view and quote the applicable plans in the COVID-19 Travel Medical Insurance with Quarantine Coverage section of our website. Please review the available plans and their benefits to find the most suitable coverage for your criteria. Should you need additional assistance or wish to speak with an agent, you may also contact our office at +1 (866) 467-8289.
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Q:To enter USA we have to have a covid test. Would the safe travels outbound insurance cover this?

A:
There is not a plan available that would allow coverage for the COVID-19 testing required to travel. You will have to pay out of pocket for such expense. Please keep in mind that if you wish to view and quote the applicable plans for travel to USA, you would want to quote within the Visitors to the USA section of our website. The Safe Travels Outbound plan is designed to offer coverage for US residents traveling outside the United States, it would not offer coverage within the USA. Should you have additional questions or need further assistance, you may also call our office at +1 (866) 467-8289.
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Q:If we are quarantined for Covid, and have the 2000 max benefit, does the coverage include hotel and meal costs as well as testing costs

A:
Thank you for contacting Insubuy. If you test positive for COVID-19 and are forced to quarantine you may file a claim using the trip delay benefit. This benefit is designed to reimburse the accommodation and meal expenses associated with the quarantine. In regards to the testing cost, the plan only provides coverage for testing that is medically necessary, and ordered by a physician. If the testing was done on an elective basis the plan will not provide coverage for the test.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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