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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Want to finalize it. Do I need to call someone in particular?

A:
You can purchase online or over the phone; either way it will be the same process. If you want to process the application over the phone then anyone that answers can assist you.
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Q:I need a quote for two males, one 55 and one 35 traveling from the US to Somalia for 49 days. They will never leave MIA, always within the airport on a secure compound. I need a quote for medical, dental, travel, CASEVAC insurance and emergency evacuation. Thanks in advance. Your site is easy to navigate.

A:
Are you needing insurance to cover the cost of the trip or just medical? Medical plans don't include dental except for dental emergency or injury. Emergency evacuation is included in most trip insurance plans and medical plans but there is no CASEVAC. If you need additional assistance please feel free to contact our office.
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Q:I am planning two trips from India. I will be traveling from India to Canada and will return to India for 2 weeks. Thereafter I will be traveling to the US for 4 weeks before I go back to India. Do you have a plan that could cover both trips?

A:
You will need to purchase two separate policies for coverage of different trips. Once you return to the home country your policy will end. If you need any additional clarification please contact our office.
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Q:I am looking to buy the Kailash Manasa Sarovar Insurance for a group of 9 people. Need a quote.

A:
Thank you for contacting Insubuy for your insurance needs. We have multiple plans available for Kailash Manasarovar Yatra If you need any additional clarification please contact our office.
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Q: My son has recently completed his Freshman Year at Findlay University Ohio. He is currently living off Campus until the Fall Semester when he will continue his studies. He is a 19 year old international student from England with an F1 Visa. He will not be enrolled into classes for the Summer. Could you please advise me which medical insurance will be suitable as he will need it as soon as possible

A:
Thank you for contacting Insubuy for your insurance needs. The plan we would recommend is the Atlas America plan This plan will cover him for any new illness or injury that occurs after the effective date and will cover him for the summer break. Please let us know if you have additional questions.
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Q:I am planning to buy Patriot America Insurance Plan for my parents who are visiting me next month.My mother has constant cough and i am thinking of treating it in one of providers under the PPO network. How does the plan cover this treatment?Can you explain?

A:
Thank you for contacting Insubuy for your insurance needs. The Patriot America Plus plan is designed to cover any new accidents and new illness that happen after the effective date of the policy. So anything that she is currently experiencing before the purchase of the policy would not be covered. For any new items that happen in the future, after the deductible has been met the plan will cover 100% to the policy maximum in network and 80% to the first $5,000 of medical expenses out of network. Please use the following link to review the plan details. Please contact our office if you need any additional assistance.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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