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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:My wife and I are 79 and 78 and from the UK. We entered the USA in 2015, have green cards and SS numbers. We are not citizens.Q1. A Medicare agent tells us that as we are not citizens we will never get Medicare!. Is this correct?.Q2.Having been here five years Jan 1st - Mar 31st 2021 will be the first period we will be eligible to enroll in Medicare with cover starting July 1st 21.A broker tells us that we will incur penalties back dated to when we were 65. Is this correct.2020 part A & B premium 458/144 they say will have to be paid by each of us. Is this correct?.
Q:I was looking to buy the insurance for 150 days since I got my mother's ticket till 150 days, i am looking to extend her stay for one more month, can i extend a month later? or is it suggested to take it for 1 quarter and then another quarter
Q:Visitors insurance bought in USA would cover Canada as well?
Q:We are planning a trip to Costa Rica and they are required to have Travelers Medical Insurance with the following specific coverage for COVID 19. You must have guaranteed medical coverage of 50,000 along with a minimum of 2,000 total for lodging expenses. Do you offer a plan that covers these requirements. What are the prices per 30 day period for someone 66 and someone 70 years old
Q:I have a friend who is traveling from Nicaragua to Panama on a chartered plane of Avianca. He and his wife are required to take the PCR(?) test the day before flying which is scheduled for Nov 15th...test on the 14th. Total cost to fly is 800 each. Is there coverage available for both if only one of them tests positive? He asked if I knew of any provider that offers this specific benefit?
Q:We are booking a trip to Hawaii, which has recently changes their Covid travel restrictions. We have book fully refundable airfares, but are afraid of booking housing in case the case counts increase and Hawaii imposes travel restrictions again. We would like 10k of coverage for our rental for this scenario only (no work-related, no medical, no airfare)
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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