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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I am an international student on F-1 visa at Northeastern University (Boston, MA) and I was wondering if the insurance plans listed on your web site will meet all of the requirements of my school. You can see the requirements below. I may not waive the Northeastern University Student Health Plan unless I am covered by an insurance plan based in the United States fully compliant with the Affordable Care Act and that meets Massachusetts State Requirements. Short term medical plans and travel insurance plans are not comparable. My current insurance plan: Provides access to local doctors, specialists, hospitals and other health care providers in emergency and non-emergency situations in the Boston area. Provides coverage for inpatient and outpatient hospitalization in the Boston area. Provides coverage for lab work, diagnostic x-rays, physical therapy and chiropractic care, emergency room treatment, ambulance services, and prescription coverage in the Boston area. Provides coverage for inpatient and outpatient mental health, substance abuse and counseling services in the Boston area. Looking forward to hear from you.
Q:I am looking to confirm if any of your policies match my schools minimum requirement for health insurance. I am an F1 student. MASSACHUSETTS UNIVERSAL HEALTH CARE STANDARD Determining comparable coverage requires comparison of cost-sharing levels (deductibles and coinsurance) and access to In-Network Providers. The level of benefits should meet or exceed the benefits provided through the Student Health Insurance Plan. Coverage is considered comparable if it provides students with access to a range of services in and around the area where they attend school. Services include, but are not limited to, preventive and primary care, emergency care, surgical care, inpatient and outpatient hospitalization benefits, lab work, diagnostic x-rays, physical therapy and chiropractic care, prescriptions, and mental health and substance abuse treatment. Also, consider the amount of your current plan's deductible and In- and Out-of-Network coinsurance to avoid high out-of-pocket costs. Students should be able to seek these services from providers who are considered In-Network or Preferred. If your current plan is an HMO, it is very likely that coverage is limited, or not available, outside of the HMO's service area. Plans that only provide emergency services in the campus area are not considered comparable.
Q:I am looking to confirm if any of your policies match my schools minimum requirement for health insurance. I am an F1 student. MASSACHUSETTS UNIVERSAL HEALTH CARE STANDARD Determining comparable coverage requires comparison of cost-sharing levels (deductibles and coinsurance) and access to In-Network Providers. The level of benefits should meet or exceed the benefits provided through the Student Health Insurance Plan. Coverage is considered comparable if it provides students with access to a range of services in and around the area where they attend school. Services include, but are not limited to, preventive and primary care, emergency care, surgical care, inpatient and outpatient hospitalization benefits, lab work, diagnostic x-rays, physical therapy and chiropractic care, prescriptions, and mental health and substance abuse treatment. Also, consider the amount of your current plan's deductible and In- and Out-of-Network coinsurance to avoid high out-of-pocket costs. Students should be able to seek these services from providers who are considered In-Network or Preferred. If your current plan is an HMO, it is very likely that coverage is limited, or not available, outside of the HMO's service area. Plans that only provide emergency services in the campus area are not considered comparable.
Q:I'm a US citizen living abroad and will visit Oregon (stopping over in California) and stay for two weeks in September. I need a short-term health/medical insurance for this trip. Which plan would be suitable for me? Please advise. Thank you!
Q:I would just like to check if you offer student health insurance coverage for Rutgers students for this upcoming academic year. These are the requirements that my college is asking for, please click on this link: Please let me know if you need anything else.
Q:Need to get a dental plan ASAP
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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