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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I am a staff member and PhD student at Addis Ababa University, Ethiopia. I have got a five months training offer from the International Center for Regulatory Science, University of Southern California to learn courses from 15 August 2017 to 15 January 2018 as a visiting student. I am required to purchase Health and Accident Insurance for my stay. I have been informed that your company works with USC for the same. I just want to get the price quotations and also an advice on how can I proceed. Kind regards,
Q:This is in regards to the health insurance plans for international students studying in the US. I will be attending Gettysburg College in August. I wanted to inquire if you have any health insurance plans that provide coverage in the Gettysburg, Pennsylvania. Can you please send me details of any such health insurance plans. I would also be grateful if you can explain how the health insurance will work; will I have to find doctors/specialists within the Preferred Provider Organization and how will I know which doctors/specialists are within the PPO? I included my requirements for waivers. I am interested in purchasing the "STUDENT SECURE SMART" health insurance plan. Thank you for your time. I look forward to hearing from you.
Q:I am writing to consult some information about internatioanl insurance. Because I will go to Italy for a week, but I do not know which type of insurance I need to buy. Would you like giving me some advice? The requirements of the Italy Visa is as follows: Medical Insurance Coverage Abroad for the entire period of travel in the Schengen area with a minimum coverage of Euro 30,000 for hospitalization, emergencies, evacuation and repatriation. Make sure that these 4 benefits are itemized on the policy issued by your current US Health Insurance company, or by a US Travel Insurance company. If your US insurance provider cannot issue a letter specifying the above, you contact a travel insurance company which will be able to do so. (we do not accept insurance card or insurance booklets) In addition, I am a exchange Phd student from China (no-American), and now I am studying in USA with J1 Visa.
Q:My husband and I are expecting our first child in November and we plan to travel to the United States (Idaho) from Canada (Alberta) for a week at the end of August. When we were discussing this with our midwife, she commented that we should check into our travel insurance to determine whether there was coverage for costs associated with pre-term labor and a newborn baby outside of Canada. We have determined I have coverage through work for travel outside of Canada as long as it is 8 weeks prior to my due date (Blue Cross). However, we know there would be high costs associated with treatment of a newborn (e.g. NICU) that are not be covered if I were to go into early labor. I am not sure if it makes a difference that I am a U.S. citizen when finding coverage. Are you aware of any policies that would be available for these circumstances?
Q:I am a South African citizen (female, aged 38) and will be visiting the States between the 27th of June and 8th of August. These will be my travel dates: 27 June - 9 July: California, Arizona, Nevada and New Mexico 1 August - 8 August: Washington D.C Could you please let me know which policy would be best for me to purchase?
Q:I am planning to purchase the 'Atlas America' PPO policy. what is the urgent care benefit on this policy? Should deductible be paid during urgent care visit? Assume the covered person gets a fever and visit the urgent care and the doctor charges 600$, is just 50$ my responsibility?
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
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Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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