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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I am a Chinese visiting scholar (J-VISA)studying at University of Massachusetts, Amherst. I wrote this letter to seek your advice about appropriate health insurance plans for a new born child in US. My wife is going to deliver a baby next month, and we are considering to buy a new insurance for him. Currently, both my wife and I are covered by the insurance of Student Advantage Health Plan provided by International Medical Group, and it will cover the most part of our maternity cost. But since it is a travel insurance, it is only effective when the insured is out of his own country, so it can not cover our new born baby when he stays in America because he will be considered as a US citizen here. So current we are seeking for insurance plans which could cover the new born baby. I am not sure whether we should buy a short term or long term plan for him as we will stay here for 3 more months then go back to China. I would be very grateful if you could provide any information on appropriate long-term or short-term health insurance plans available in Massachusetts (Zip code 01002)or give us any advice or suggestions. Thank you and best wishes.
Q:As I have read through International Student Insurance Preferred plan, I noticed that contraceptive is also covered in the outpatient section. So I assumed that all types of contraceptive is covered, Am I correct?
Q:Non payment by HCC for charges incurred Hello, I had sent in the receipts for reimbursement and to date haven't received a reimbursement. It's been almost a year since the charges were incurred. IS there anyone on this forum who can help me with this? Thanks
Q: I just wanted to get a quote on insurance with the requirements from George Washington University. I am an international student.
Q:I'm interested in your IMG Global Medical Insurance Gold for $1912 per year. I Need one for January 2017. Years ago I had a Morbus Chrohn and had a surgery in 1989. Since then I have no medication nor any Problems at all (maybe it was something else - who knows..). Would you still accept me as your Client with this pre-existing Thing?
Q:Question on visitor Insurance My mother is visiting this month end and she has a diabetic. I would like to opt for a insurance plan which will cover her medical expenses in US just in case of hospitalization. Can you provide me more information on this ASAP? I would like to buy the insurance asap
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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