There was a problem, please make the requested changes and submit again:

  • Search criteria is required. {{ error }}

Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Medical insurance for delivery expenses There is no product from any company anywhere that would cover her delivery expenses, if she is already pregnant.

A:
There is no product from any company anywhere that would cover her delivery expenses, if she is already pregnant.
{{currentOrigin}}/answers/other-insurance/medical-insurance-for-delivery-expensesthere-is-no-product-from-any-company-anywhere-that-would-cove-48821/

Q:Domestic health insurance before moving to US Hi, I am planning to migrate to US in next teo years, pls advise if I want to have the US health insurance NOW so I can start to building relationship with them while I am still living in overseas now. Rgds,

A:
You can't purchase US domestic health insurance until you have moved to the US. You can start international health insurance now, but that won't help you much when you start living in US. Please let me know if you have any other questions.
{{currentOrigin}}/answers/other-insurance/domestic-health-insurance-before-moving-to-ushi-i-am-planning-to-migrate-to-us-in-next-teo-years-pls-75362/

Q:Major Medical Insurance with Maternity Hello! My husband and I are in the process of looking at your quotes online and were curious about options for Maternity coverage. We would like to start trying to have a baby sometime this summer we are currently not pregnant). I am a teacher at a private school and the insurance they offered was too high. My husband is a Seminary student and works part time at a church. So, we ventured out and found insurance with Humana One, which will end in May. However, we dont want to renew with them with Maternity for it would cost $500.00 a month and we would appreciate something lower. I hope you can help us! I am located in Texas. Thanks,

A:
Look at HTH Global Citizen plan which is underwritten by Unicare and provides maternity coverage. All the details are provided at /geo-blue-xplorer/expatriates-health-insurance/ Please let me know if you have any other questions. Hello! Can you explain a little more to me about the Global Citizen Elite Plan? I see this: Deductible -- Outside U.S. Deductible -- U.S.(In Network) Deductible U.S.(Out-of- Network) Coinsurance Maximum Quote (per month) Elite Plan: $0 $0 $1,000 $2000 $486.00 So, does that mean we would have a $0 deductible if we paid the $486.00 a month (we would probably pay in full for one year). However, when I look on the details page it says under U.S. in Network (which my doctor and possible OBGYN are included in) "Physician Office Visits (Adult) All except a $30 copay per visit...which I can deal with but then Women: (25 and Older) Routine Pap Smears, annual mammogram, Maternity and other listings say, "80% to Out-of-Pocket Maximum then 100%" so what does that mean if we would have an $0 deductible? My other question is does this plan have a wait to conceive period for we would like to start trying this summer?? Please, let me know! That means, for those conditions, you will have to pay 20% of the expenses until you pay $2000 out of your pocket. (In other words, 20% for first $10,000 of covered medical expenses.) After that, insurance company will pay 100%. Please let me know if you have any other questions. So, why have a $0 deductible if I still would have to pay 20%? Deductible and coinsurance are two separate things. Deductible is the amount you have to pay first before insurance company will start paying anything at all. If you choose $500 deductible, you have to pay that first before insurance starts. Then, you have to pay 20% until you pay $3,000 out of your pocket. (That is 80/20 for first $15,000 of medical expenses.) Please let me know if you have any other questions. Does this company have a wait to conceive period? Can I see online if my current doctor accepts this insurance? 1. Yes, one year. 2. Yes, click on Provider Directory at /geo-blue-xplorer/expatriates-health-insurance/
{{currentOrigin}}/answers/other-insurance/major-medical-insurance-with-maternity-hello-my-husband-and-i-are-in-the-process-of-looking-21221/

Q:Surrogate pregnancy coverage We are Australian citizens. We are going to have our second child via a surrogate in the USA (probably Texas). The surrogate will have her own medical insurance to cover her and the baby during the pregnancy. However, as soon as the baby is delivered, she (yes- it will be a girl) will be a US citizen but we will be her legal guardians- ie our names will appear on her Birth Certificate. We seek insurance to cover the baby from birth to include any eventuality that may occur with a newborn baby. Please advise if this is something you are able to arrange for us. I look forward to your response.

A:
No such insurance is available from any company. If parents are not covered under the insurance already, the child will have to go through physical examination after she is 6 weeks old. And insurance will be provided if she does not have any problems. Please feel free to contact us at any time if you have any other questions.
{{currentOrigin}}/answers/other-insurance/surrogate-pregnancy-coveragewe-are-australian-citizens-we-are-going-to-have-our-second-child-via-a-s-75512/

Q:Pregnancy coverage for L2 visa holder I am on L1 Visa. I am looking for a health plan that covers maternity cost as my wife is already pregnant. She is on L2 visa. Please let me know if I am intitled to get one, along with the quotes.

A:
If she is already pregnant, there is no product available from any company anywhere that would cover her pregnancy.
{{currentOrigin}}/answers/other-insurance/pregnancy-coverage-for-l2-visa-holderi-am-on-l1-visa-i-am-looking-for-a-health-plan-that-covers-mate-66726/

Q:Motor vehicle insurance while traveling to USA We are a group of nine travelling from Australia to America during May/June 2007. Due to certain limitations imposed by our current travel insurance, we are seeking additional specific medical coverage for the period 13 May to 14 June 2007. The coverage required is "medical coverage for injuries/death resulting from motor vehicle accident" whilst we are in the United States. No other coverage is required as it is already covered by our current travel insurance. The ages encompassing our group are: 40-49 2 50-59 5 60-64 2 Please reply initially to the above email address. Thank you for your time. Regards,

A:
You can purchase Atlas Group health insurance for this group. It is available for instant purchase at /international-travel-group-medical-insurance/ You can get all the details, get instant quotes and make instant purchase online.
{{currentOrigin}}/answers/group-travel-insurance/motor-vehicle-insurance-while-traveling-to-usawe-are-a-group-of-nine-travelling-from-australia-to-am-16110/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More