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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Should I buy the travel insurance before buying my plane ticket? Or in another words, does travel insurance cover the cost that I paid for this trip but before purchasing the insurance? Just speaking of in case of trip gets canceled for visa issue or etc. (ie: booked plane ticket before purchasing a travel insurance. If trip has to cancel because visa got denied, is the plane ticket refundable?)

A:
Trip cancellation insurance cannot be purchased until after your initial trip deposit has been made. Visa issues unfortunately, not considered to be a valid reason for cancellation. In order to be able to recoup cost for this sort of cancellation reason your would have to purchase a plan that offered coverage for Cancel For Any Reason provided you are eligible. You can find these plans in the Travel Insurance section of the website.
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Q:The insurance in discussion cover the USA only when was made. My question is regarding the extenson outside USA, in europe. The calculation and insurance will cover autolmatically outised USA

A:
The Atlas America plan will cover someone anywhere in the world outside of their home country. You have listed Brazil as your home country. If that is where you primarly reside meaning it's your country of residence,then yes, you can extend it as it will also provide coverage in Europe as well. However, while this plan can meet most Schengen visa requirements, you have a $250 deductible and the Schengen visa is usually denied if you do not select a $0 deductible. Therefore, we cannot state your current plan would meet Schengen visa requirements. If you would like to get a plan specifically that would be the Schengen visa requirements, you would find those plans here: /schengen-visa-insurance/ If you have any additional questions, please let us know.
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Q:Hi, is your travel health insurance accepted in Cuba? I will be traveling there from the US in April for 6 days. Thanks!

A:
You can find our plans for traveling to Cuba through this link: /cuba-travel-insurance/ You can review the plan information and run quotes through the link as well for the available plans. Please let us know if you have additional questions.
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Q:I will move to France and8 stay there until August 2nd , I would like to see if is possible to extend my insurance to this country, and cover my stay in eEurope and How ths will cost to me

A:
Your policy is extendable if you continue to meet eligbility requirements for this plan through 1/31/2024. You can login to My Account on the Insubuy website and select extend the insurance and select the date you wish to extend through to view the cost and then decide if you would like to proceed with the extension. Please let us know if you have additional questions.
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Q:We are applying for a visa to live in Portugal. Our Federal Employees Program (FEP) Blue Cross/Blue Shield provides medical, surgical, hospital and medications coverage living outside of USA Can I buy travel insurance as a stand alone to cover repatriation if I were to die while out of the USA Many Thanks

A:
We have plans that can be carried that include repatriation benefits until you establish residency in Portugal. Those plans can be found throught this link: /schengen-visa-insurance/ Please let us know if you have additional questions.
{{currentOrigin}}/answers/international-travel-health-insurance/applying-visa-portugal-medical-coverage-travel-insurance-repatriation-84734/

Q:Hello. I am an American citizen living abroad but may visit the US for a month. As a temporarily visiting US Citizen, can I be covered with Visitors Insurance? I see there is a bullet point that says "Temporarily Visitng US Citizen is eligible." Please provide any details as to what qualifies or does not. Thank you.

A:
We have plans that can cover a U.S. citizen who lives abroad visting the U.S. Those plans can be found through this link: /visitors-insurance/ The quote screen asks you your citizenship and for mailing address with the first option being Outside the U.S. Please let us know if you have additional questions.
{{currentOrigin}}/answers/visitor-insurance/american-citizen-living-abroad-visit-visitors-insurance-46161/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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