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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Travel insurance for visitors from India Hello, We have purchased travel insurance from you before and I am trying to get some current information on travel insurance for company employees traveling from India to the US. (age â€" around 30). Can you give me some broad information please?

A:
Thank you for considering us again for your insurance needs. What type of visa will the employees be traveling on? I am thinking b1. What state are they coming to? Texas but will travel to Florida for meetings where I have a customer - I expect the trip to be short - for a week or so. In that case you need to purchase Patriot America plan. Patriot America brochure, instant purchase and other useful information, /patriot-america-lite-insurance/ Which is very similar to whatever you had earlier but there is no state restriction. If you have any further questions feel free to contact us.
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Q:Atlas America Insurance - question I am taking Atlas Insurance for my mother-in-law. She doesn't have a last name. Her US visa has First Name: FNU, Last Name: ******* Her Indian passport has First Name: *******, Last Name: <empty> What should I use when filling in insurance form online?

A:
In completing the application you will use her name as it appears in the passport. So you would list her name in her insurance application as follows: ******* LNU If you have any further questions please feel free to contact our office.
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Q:clarification on pre-existing coverage in atlas america insurance i am planning on buying atlas america travel insurance for my parents. my parents are both hypertensive, diabetic on medicines. dad diagnosed last year. also he is on maintenance cardiac drugs for hypertension . if there is an episode of some event which might be because of their pre existing status, will that be covered by atlas america?

A:
Thank you for your interest in purchasing insurance through us. Insurance will pay for whatever treatment medically necessary as long as it’s not pre-existing or preventive care. However, Atlas America plan has coverage for acute onset of pre-ex below age 70yrs. More information on acute onset of pre-existing conditions at, /visitor-insurance-acute-onset-of-pre-existing-conditions/ Atlas America brochure, instant purchase and other useful information, /atlasamerica-insurance/ You can also compare Atlas America plan with other plans at, / Please feel free to contact us if you have any further questions.
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Q:Atlas America query I am planning to buy Atlas America insurance for my parents visiting USA. I estimated the total cost to be $1348 for 170 days. If I don't file any claims for the six month period is the amount refundable?

A:
Thank you for your interest in purchasing insurance through us. Refund policy under Atlas America plan is that you will get pro-rated refund minus $25 cancellation fees as long as there is no claim has been filed since the original effective date. If your parents stay here for 170days that means they will have insurance for whole duration in that case there will not be any refund. Please read more information on cancellation, /cancellation/atlas-america-insurance/ Atlas America brochure, instant purchase and other useful information, /atlasamerica-insurance/ Please feel free to contact us if you have any further questions.
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Q:Request for Insurance for Kailash, Tibet I would like to ask about my options for travel Insurance for Kailash, Tibet. I am from Serbia, Belgrade and I am flying from Belgrade on 8th of August to Kathmandu, and returning from Kathmandu on 19th of August. I'm going on a pilgrimage trip to Kailash, Tibet, and we are tracking to 5800m altitude. I need an insurance that covers emergency air evacuations, medical aid and natural calamities like earthquake. Could you please tell me how much would it cost and what are my options. Thank you in advance.

A:
Thank you for your interest in purchasing insurance through us. We recommend the Atlas International plan for this trip. Please see the link below for more information. /kailash-mansarovar-yatra-travel-insurance/ Atlas International brochure and instant purchase link: /atlas-international-insurance/ If you need additional assistance please feel free to contact our office.
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Q:General Visitor Insurance questions We plan to travel to USA and need comprehensive coverage for medical insurance.

A:
Thank you for your interest in purchasing insurance through us. We provide insurance from most of the major companies. If you provide insured age, legal status, how long you need coverage, and in what state, we will be glad to suggest some insurance plans accordingly. Meantime, you can visit our website at www.insubuy.com Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any further questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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