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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:While in Costa Rica on vacation, I must take a Covid test and be found negative, in order to fly back to the US. In the unlikely event I test positive, I need to remain in country and quarantine, until I can test negative and return to the US. Does the policy cover the costs associated with my remaining in country, such as lodging, airline rebooking etc.?

A:
Thank you for contacting Insubuy for your insurance needs. You may purchase COVID-19 travel insurance with quarantine coverage to provide reimbursement for the additional charges that may occur in the event you are forced to quarantine such as lodging, and accommodations. You may purchase a plan online or over the phone by contacting our office at +1 (866) INSUBUY 467-8289. If you have any additional questions, please let us know.
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Q:Will this coverage work, even though the US has issued a Level 4 travel advisory (Do Not Travel) for Spain?

A:
There are numerous plans that will allow for coverage for COVID-19 the same as any other illness as long as it were to be contracted after the effective date. You may view the applicable plans in the COVID-19 Travel Medical Insurance section of our website. Should you have additional questions you may also call our office at +1 (866) 467-8289.
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Q:Hello,I would like to ask if i can still qualify to purchase a Cancel for any reason insurance if I fully paid my airfare last 3/2021? I booked through a third party agent (cheapoair) and my ticket is non- refundable. But i would like to get refunded if anything happens, like the country of our destination (Philippines) is becoming MORE strict of their guidelines for Foreigners. And also the COVID situation got worse, compared to the time we booked our flight. Thank you.

A:
Unfortunately your initial trip deposit date would be too far out in the past to be eligible for Cancel for Any Reason insurance. Should you have additional questions you may also call our office at +1 (866) 467-8289.
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Q:I am a snowbird with good overall group insurance covering all medical except Covid insurance as long as the Canadian gov't has the travel advisory in effect. Do you lnow of any place I can get ONLY insurance against COVID at a reasonable cost. I don't need to be double insured for anything else.

A:
There are numerous plans available in the COVID-19 Travel Insurance section of our website. However, there is not a singular plan that will allow coverage just for COVID. The plan will offer the coverage for new illnesses and injuries that are contracted after the effective date and the plans that will include the coverage for COVID-19 will treat it the same as any other new illness. Should you have additional questions or need further assistance please let us know. You may also call our office at +1 (866) 467-8289.
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Q:I am a pakistani traveller and I live in Pakisan. I am going to travel to Ottawa, Ontario, Canada on 22 September 2021. I will probably stay in Canada for three months. For this period, I will need travel medical insurance. I have the following questions:1. Am I eligible for Visitor Secure Plan by World Trips?2. Does this Plan cover dental visits?3. Does this plane cover CORONAVIRUS treatment?Kindly reply as soon as possible so that I can buy the plan.Thank you in advance.Kind Regards,Saud

A:
Thank you for contacting Insubuy for your insurance needs. The VisitorSecure plan does include coverage for COVID-19, and you are able to purchase the plan to cover you anywhere outside of your home country including Canada. This plan does have a restriction for Canada which states the insured cannot be physically located in Canada at the time of application. So you will need buy this coverage prior to your arrival in Canada. VisitorSecure is primarily designed to cover you medically so it only provides limited dental coverage for an accident related emergency. If you have any additional questions or concerns, please feel free to contact our office at +1 (866) INSUBUY 467-8289.
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Q:My mom is going to visit me for 6 months to help taking care of my newborn baby. She has MS. Could you please clarify if Atlas visitor insurance would cover it under accute onset pre-existing condition if all in a sudden she has MS attack and need to see a doctor right away?

A:
Unfortunately, there is no definitive answer for pre-existing conditions under the acute onset benefit. She could have the possibility of coverage under the benefit, but it is determined at the time of service based on the attending physician notes and lab report. We would recommend reading over the certificate wording of the policy to familiarize yourself with the definitions within the policy. Should you have additional questions or need further assistance please let us know. You may also call our office at +1 (866) 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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