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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:To whom it may concern, I am traveling in the US and I have OCPD. If I have been having a hard time breathing in the last a few days. If I go to a hospital to get treated and might need a CT, will the cost of CT be covered as an acute onset of a pre-existing condition, or not covered as a pre-existing condition?Thank you in advance!
Q:I am an F1 student at the University of Chicago and currently covered for Medical insurance by my non-dependent wife in the United States. I only require Medical Evacuation and Repatriation insurance additionally. Should I buy Insubuy's Medical Evacuation and Repatriation insurance or is this insurance only for J Visa students?
Q:Assuming I start my travel from Singapore to Thailand starts 1st Oct (Fri) and return on 10th Oct (Sun).Q1 - When does my coverage starts? Eg. the time I am supposed to board the flight or something else?Q2 - When I return on 10th Sun and tested positive at the airport and need quarantine, is this covered? Departure from Thailand will have to be negative else I will not be able to board the return flight home.Q3 - What about the cost of hotel, tour and airport transfer etc due to Covid-19 quarantine either prior to departure from Singapore on 1st Oct or upon arrival to Thailand or anytime during the period there.Q4 - Do I have to pay first and claim later? This may be an issue if hospitalization cost is involved as the amount may be above any ordinary traveller.Q5 - Any other information deemed relevant directly or indirectly not raised above.Your response is greatly appreciated.Best regards
Q:what would the deductible be? We are looking for covid medical ard lost bagage coverage
Q:Again the question is if we need additional coverage in addition to our current health insurance which may not pay for out of network care. What is unclear is if our insurance will pay for any emergency care outside our network and whether it would be prudent to purchase shortterm insurance for the 3 months we will be traveling outside our service area much like insurance purchased for international travel.
Q:Im going on a cruise out of ft lauderdale. I want medical coverage if I need it
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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There are many advantages in purchasing from Insubuy® and no disadvantages.
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Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
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You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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