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Ask Our Specialists
All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:My mother experienced sudden pain while in the US and after visiting urgent care it was diagnosed as Kidney Stones. Her policy covers Acute onset of pre-existing but the claims classified it as Pre-existing and denied. Why would this not be considered as Acute onset of Pre-existing condition? She was not aware that she had stone nor there were any symptoms prior indicating she might have.
Q:My claims got denied due to the reason that it was a pre-existing condition. I was a fungal infection and was worsening, no matter what I tried to get it under control. My doctor had to order susceptibility tests because it was a resistant pathogen. I will not be able to pay that much amount due to my financial situation.
Q:My parents are visiting the US and I want a plan to cover their preexisting conditions. Could you please advise.
Q:Do you have any policies that cover flight cancellation due to coronavirus? I am in Oklahoma.
Q:I'm trying to find a health coverage plan for my mom. She is a China passport holder currently residing in Singapore as a permanent resident there. She is planning to visit the US on a 10 year tourist visa flying from SIngapore to Denver. I'm looking to get health insurance for her which will cover COVID claims after she departs Singapore through her entire stay here in the US for 6 months. Could you provide some guidance on this? Which are the plans should I be selecting from?
Q:Does my Atlas America plan cover coronavirus?
Can't find answers to your questions?
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
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The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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