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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I used the insurance before for my dad and he is thinking about coming to America this Spring. How would we do a similar policy ?

A:
Thank you for contacting Insubuy. Please see the link listed below to the Atlas America plan for coverage for an incoming visitor. Atlas America
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Q: I came across your website as I was looking to join a short-term health insurance plan during my OPT period in USA as my employer does not offer one. Could you please suggest the best plans keeping in mind a budget of $200 per month with low deductibles having good coverage in Utah.

A:
Here is the quote link for our OPT plans: OPT Insurance After entering in your specific information, you will see all plans available to you in your area. The pricing will vary from plan to plan based on the policy maximum and deductibles chosen. These plan cover new illnesses and new injuries that occur or manifest after the effective date. Most plans will not cover preventative or routine maintenance. Some may offer a 1 time wellness visit. If the plan offers any pre-existing coverage, there will be a waiting period of either 6 or 12 months. You can view each plans individual benefits under the Benefits link. If you have any questions about any of the plans, please let us know. You can contact our office directly at 1-866-INSUBUY (467-8289) to speak with a licensed agent.
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Q:My sister is based in Pakistan has been diagnosed with Breast Cancer. The family's intention are for her to have her treatment in the USA. So, are there any healthcare insurance plans for international patients who travel to the USA for treatment.

A:
Thank you for contacting Insubuy for your insurance needs. There are no plans that will cover medical tourism for a visitor in the United States. This would be an out of pocket expense unfortunately.
{{currentOrigin}}/answers/visitors-insurance-usa/medical-tourism-67384/

Q: My wife is 67 years old and is currently pending change of immigration status. She is not eligible for Medicare due to having only been in the USA since May 2019.

A:
Thank you for your interest in purchasing insurance through us. We have some insurance plans for new immigrants. Please enter appropriate criteria. You will find plan and compare them side by side. Please feel free to contact us if you have any additional questions.
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Q:May I ask what do you mean by additional requirements from the sponsor?

A:
Occasionally university will provide a Compliance form with specifics they want to see within and insurance plan for their scholars outside of these set by the U.S. department of state. If they have provided this to you please let us know so that we can find a plan that will match according to those specifications.
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/j1-sponsor-requirements-35159/

Q:How do I know, when buying a insurance,the minimum coverage is 30.000 euro. What should the maximum coverage be?

A:
Thank you for contacting Insubuy for your insurance needs. The minimum policy maximum available is $50,000 which is more than enough to meet the Schengen visa insurance requirement. Please let us know if you have any additional questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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