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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Hello, I'm a US citizen residing abroad and considering moving back to the US. I would be moving to NYC and eventually have insurance through work, but it could be a few weeks - months before I have insurance. Does it make more sense to do temporary or ACA insurance? What if I need dental insurance as well? Thank you!

A:
Unfortunately, the state of New York does not allow short term health insurance. And we don't deal with ACA insurance.
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Q:Myself and my wife both are diabetic and having blood pressure any insurance is coverage is avaiable

A:
Visitor insurance plans are designed to cover new illnesses and injuries that manifest in the body after the effective date of the policy. They will exclude the coverage for pre-existing conditions, preventative and routine care. However, there are some plans that offer the acute onset benefit in their plans which could be beneficial to you. You may view and quote plans from the Visitors to the USA section of our website. Should you have additional questions or need further assistance you may call our office at +1 (866) 467-8289.
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Q:can a US Citizen living abroad get insurance under the ACA?

A:
Thank you for contacting Insubuy for your insurance needs. We do not offer ACA complaint insurance, but can offer insurance to US citizens visiting the USA. If this is what you are interested in you may purchase the Patriot America Plus plan for a visit. Should you have additional questions or need further assistance you may call our office at +1 (866) 467-8289.
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Q:How do i find a provider that will cover my treatment? I can't find the route through My Account - please advise. Also, I'm looking for a Hepatitis B vaccination. Is this covered my my plan?

A:
Thank you for contacting Insubuy for your insurance needs. There would not be a plan available that would offer such coverage. You will have to pay out of pocket for vaccinations and immunizations. Should you have additional questions please let us know. You may also call our office at +1 (866) 467-8289.
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Q:My return flight was cancelled by the carrier. Now i had to purchase new Insurance and wait for them to decide on next flight arrangements. How can i claim trip interruption Delay or cancelled on the old Insurance.

A:
To file a claim on the Atlas America plan you will want to fill out the appropriate claim form. Be certain to read the certificate wording to make sure that your delay is under the covered reasons of the plan. Should you have additional questions you may also call our office at +1 (866) 467-8289.
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Q:I will need a plan that will cover COVID 19

A:
Thank you for contacting Insubuy for your insurance needs. You may view and quote insurance plans in the COVID-19 Travel Medical section of the website. These plans will include the coverage for COVID-19 in case it were to be contracted after the effective date of the policy. Should you have additional questions or need further assistance you may also call our office at +1 (866) 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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