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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Contacting to inquire about the status of my claim. # 141640

A:
You would need to contact the claims department for your policy. Their information can be found on the back of your ID card. If you have any additional questions, please let us know.
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Q:Do you offer insurance to an US expat visiting another country OTHER than the US? I live in Panama and want to visit Agrentina and Antarctica. Thank you.

A:
Yes, we have plans that would be available to you for travel as our Travel medical plans can cover someone anywhere outside of their home country regardless of citizenship. You can find those plans here: /travel-health-insurance/ If you have any additional questions, please let us know.
{{currentOrigin}}/answers/travel-medical-insurance/insurance-expat-visiting-country-panama-agrentina-antarctica-99660/

Q:What is the best travelinusrance to make sure my laptops are covered ? Can I start the insurance while already traveling?

A:
Some of our trip insurance plans can provide some coverage for personal belongings, however, we do not have a trip insurance that would be available after departure. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/vacation-insurance/travel-laptops-covered-insurance-already-traveling-22976/

Q:I need a health insurance to see a specialist. please help me

A:
We will not have any plans that you can purchase to go see a specialist. The plans will provide coverage for unexpected new illnesses and new injuries that are contracted after the effective date of a policy. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/visitors-health-insurance/health-insurance-specialist-75793/

Q:Hi, i would like to service is applicable to non-usa citizen living outside USA.Thanks

A:
We do offer plans to non U.S. citizens and non- U.S. residents regarding travel medical plans that will meet Schengen visa requirements. You can find those plans through this quote link: /schengen-visa-insurance/ If you have any additional questions, please let us know.
{{currentOrigin}}/answers/europe-visa-insurance/service-applicable-non-usa-citizen-living-outside-62182/

Q:I went to uc for a checkup and no procedures were done and only a referral form was given, but my insurance said the claim filed was denied. Why? Do I need to have a serious illness to visit uc and be covered?

A:
Insubuy is not an insurance company and we do not process or handle claims. You would need to contact the insurance companys claims department. Their informaiton would be located on the back of your ID card. They will be able to advise as to why a claim was denied. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/visitors-insurance-usa/checkup-procedures-referral-insurance-claim-filed-denied-illness-visit-18569/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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