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Ask Our Specialists
All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I am an international student currently pursuing a PhD at Louisiana State University (LSU). I have just completed the first year of my program under my University's health insurance but today I purchased ExchangeGuard Choice through your website, to replace the LSU one for the summer. I am going through the process of filing an online waiver for the LSU insurance and I'm being asked to input "Insurance Agent Name", "Insurance Agent Address" and "Insurance Agent Phone Number". I don't have any of this information since I have purchased my new insurance through Insubuy online, and I was wondering if you could help me with this.
Q:My husband has follicular lymphoma I am assuming he will not be covered under the pre existing coverage guideline but can you verify
Q:Searching for insurance for my parents, aged 78 and 81 who'll be visiting me in Michigan, US this July for about 6 weeks
Q:I am interested in the insurance "ExchangeGuard Choice". However, I got a problem when I tried to purchase it. I am holding J-1 visa and currently in the US. I have a new born baby recently. When I tried to add him into this plan, I got an error message. It reads "The Citizenship country United States is not allowed for the plan. Please choose an alternate plan on this website or contact us for further assistance." It is because I chose 'US' as the citizenship contry for my new born child. Is it true that this plan is not available for the new born baby in the US?
Q:Hello, I am very concerned about the reviews online concerning your plans. Most of them seem to run into trouble with getting their claims processed. How can I make sure my claim will be processed?
Q:I would like to inquire about the different policies provided. What all can be covered and the amount of the insurance of different policies? I am from India and will be travelling to U.S. (California) soon.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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