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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I want to buy a suitable insurance to cover the requirement of my university (UCSB). In fact I have tried two insurances both of which cannot meet the requirements, so I have cancelled them. Could you give me suggestions on how to meet the following requirements: 1. $100,000 per accident & illness in medical coverage 2. Deductible cannot exceed $500 per accident or illness 3. Coinsurance that does not exceed 25% 4. Medical evacuation coverage must be at least $50,000 5. Repatriation coverage must be at least $25,000 6. Pre-existing conditions must be a covered benefit. The waiting period for benefit coverage cannot exceed 12 months 7. Carrier must be at least A- rated or backed by the full faith and credit of the Exchange Visitor's government
Q:I am a US green card holder and am looking to purchase international travel insurance to apply for a Schengen visa entering from France. Per guidance on the France Consulate below "Please check carefully whether your medical insurance will pay directly the providers in the Schengen countries for emergency medical expenses, emergency hospitalization and repatriation for medical reasons or death. We invite you to have a letter from your insurer indicating that payments will be made directly to the provider (Schengen States or worldwide)." Can you please confirm that in the insurance letter you provide it will specifically state that the insurance will pay directly to the providers in the Schengen countries?
Q:I'm looking for travel insurance on behalf of my partner who will be in the US for 2 months. She will be 20-28 weeks pregnant during this period, and she has no other medical complications. Is this an option you would be able to cover?
Q:Is the policy max per person or total?
Q:I am planning on purchasing the Atlas America for my wife and child for their visit to the US, but when I am quoting it does not show a price for my child. Is this an error?
Q:I am traveling on the 19th of May on H1B visa to the USA. I will be in Detroit, MI. I am traveling from India and in need of a good insurance plan for 3 months. My employer is not offering me coverage.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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