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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am a US citizen but volunteer outside the USA for last several years. I am here for a vacation, how can I cover my medical problems and covid vaccination while I am here

A:
Expenses related to the COVID-19 vaccination will have to be paid from your pocket. However, if your residence country is outside of the United States there may be a few plans available for you such as Patriot America Plus and Diplomat America as long as you are visiting the United States. Please check the geographic restrictions on the plans and read through the certificate wording for full explanation of benefits. Should you have questions regarding the insurance or need further assistance you may also call our office at +1 (866) 467-8289
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Q:We are moving to the USA. Will the travel medical insurance cover us even if we have sold our home in Canada and are not planning to return to Canada?

A:
If you are planning on permanently residing within the United States you will want to find out when you can acquire domestic insurance. Once you are eligible to purchase it you will need to as no plan we offer will allow coverage for you. In the meantime you could purchase a short term medical plan such as National General depending on the state you are moving to. There may also be other options available to you depending on your situation, but we would need additional information. You can call our office at +1 (866) 467-8289 for additional information.
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Q:Where is my account number to sign in, policy number, etc. I can't sign in. I just want basic policy, certificate number

A:
The certificate number can be found in the confirmation email after you have purchased the plan. Should you need additional assistance please let us know. You may also call our office at +1 (866) 467-8289
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Q:I will live in San Jose del Cabo. I have my "Perm. Residence card". I would like to get health insurance similar to what I had in the US, (Medicare/Supplemental and Medicine{pills} coverage. What can I get and how much does it cost? Thanks, Randy King

A:
If you reside outside the United States 6 months or more a year it would be acceptable to acquire a plan from the Expatriate Health Insurance plan. Keep it mind it may be more beneficial to look into acquiring coverage through the government of Mexico. Should you have additional questions or need further assistance please let us know. You may also call our office at +1 (866) 467-8289.
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Q:I am trying to find out which coverage can be specifically for a trip to the Galapagos Islands. The Ecuadorian government is requiring "medical insurance coverage". Can you provide alternatives for medical insurance coverage for just the Galapagos Islands?

A:
If they have specific insurance requirements that need to be met we would need to know in order to recommend a plan. Otherwise, you may view and quote plans in the Travel Outside USA section of the website. Should you have additional questions you may call us at +1 (866) 467-8289.
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Q:I need a policy that will also cover any expenses incurred due to testing positive for corona virus while in another country.

A:
Thank you for contacting Insubuy for your insurance needs. You may view and quote the available plans in the COVID-19 Travel Medical Insurance section of our website. There you will be able to find the plans that will treat COVID the same as any other new illness as long as it were to be contracted after the effective date of the policy. Should you have additional questions you may also call our office at +1 (866) 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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