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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Enquiry for Global Medical Insurance - IMG Hi, I am looking for health insurance for myself and my wife. I am 30 years old and my wife is 27 residing in USA. We are Indian citizens. We need insurance till 2011. I was going through your website and I had some questions regarding the Silver - worldwide option of your policies. Some of the questions i have are as follows: 1. Are we eligible for this insurance? 2. Is this dependent on states in the US? I mean, if we move from one state to the other, can we still hold the insurance? What are the chances that we find a doctor and hospital close to the place where we live? 3.From the online quote, we figured out that with a quarterly payment of $462, the annual deductable is $500. What does this mean? If I make this quarterly payments, the maximum deductable for any service is $500? 4. If we plan to have a baby, will the baby be covered? What about the maternity expenses? will it be paid by you? 5. Do we have to pay any copays for visiting the doctors/hospitals or drugs? It will be great if someone can help me with answers to these questions.
Q:Emergency medical evacuation insurance To Whom it May concern: My situation may be a bit unusal, then again, maybe not. I am going to work for the US Gov't for 12-18 months in a restricted location. It has been strongly suggested that I obtain medical evacuation insurance. In reading the information from your website I am prompted to ask, can I be insured if a medical condition has existed for the past year, yet asymptomatic, or does it preclude coverage if a medical emergency should arise in absolute terms? Thanks for responding quickly to my question. I am departing very, very soon and need to search elsewhere if this coverage is not available to me. Sincerely,
Q:Postdoctoral fellow disability insurance Dear Sir or Madam: I'm interested in buying a disability insurance, but I don't know which one I can buy. I'm a postdoctoral fellow with J1-visa, doing research work and wish to be a independent investigator one day, in China or US. Thanks.
Q:Pilot disability insurance Hi there, Do you accept clients who are non US and who are living in HK for loss of pilot license/ income replacement? Kind Regards,
Q:insurance for international students visiting U.S. I am looking for an insurance company that will insure international visitors to the University of Georgia. Our department is looking for a company that is able to bill us for these services, as required by the University. We are unable, as a dept., to prepay. Please let me know if there are companies out there with that option. Thank you for your help.
Q:Diplomats in Canada I am a diplomat in Canada and my colluges and I - We are about 50 people- are looking for an Insurance Co. that insures us for the years we are in Canada. I donot know if you cover Canada or not. I hope I could receive your offer. Thanks in advance for your early reply. Yours Truthfully,
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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There are many advantages in purchasing from Insubuy® and no disadvantages.
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Healthcare costs are very high in the U.S.
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The U.S. Department of State requires all J visa holders to purchase compliant insurance.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
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You don't need to purchase travel insurance for every trip.
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Most schools require international students to purchase health insurance.
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