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Ask Our Specialists
All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I cancelled my insurance and I am waiting for my refund to be processed. However, I paid with a credit card that has been cancelled. Can the refund be credit to another credit card or account?
Q:I notice there are deductibles e.g. USD50, 100 etc. Does this mean if I had any claims say USD400, the insurance company would refund me my full claims of USD400 if I choose the zero (0) deductible? And if I chose the USD50 deductible, then the insurance company will refund USD350?And I I choose the zero (0) before I claim?In short which insurance do I need to take for 23 days and avoid paying any upfront charges. Thank you!
Q:Im looking at Visitors secure and Visitors care insurances.How does billing work? Does the patient need to pay and then claim or is there an option of direct billing?Also how many days does it take to purchase the insurance?
Q:For US citizens residing abroad, but returning to the US for an extended period, let's say 6 months, what are their options for insurance? It seems like visitors insurance is a lot less expensive than an ACA plan, but it's rather difficult to ascertain.
Q:Im 63 years old and I was on visit in NYC with daughter . My daughter applied for my Green Card and the Process is in Progress. I need a medical insurance for my Blood work & medication . Please let me know Which visitor Medical insurance is good for covering my Doctor visit also my Medicine cost .How much Premium i have to pay if i take a medical insurance to cover my medical health and medication cost as Im Type 2 Diabetic patient .
Q:Could you please send me a quote for a good visitor insurance? What I find on your website is not satisfied at all "fix coverage plan". In Europe I bouth a travel insurance with cover up to EUR 100'000 without so many rules.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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