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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:is scuba diving covered in any of these

A:
Please look at /hazardous-sports-travel-insurance/
{{currentOrigin}}/answers/international-travel-health-insurance/is-scuba-diving-covered-in-any--of-these-87089/

Q:I have an engineer travelling from UK to USA to work for three weeks on a marine contract or bollinger. I need him to be covered for all medical eventualities including covid-19. Please advise if this can be done and what documents you require from me to provide a quote

A:
The available plans will cover any new accidents and illnesses that occur after the effective date of the policy. The plans will not however cover in lieu of workers compensation in the event of being hurt while on the job. The plans will cover outside of the work place for any new instance that occur. You can take a look at the plan in the COVID-19 section of the website.
{{currentOrigin}}/answers/international-travel-health-insurance/have-an-engineer-travelling-from-uk-to-usa-to-work-for-three-weeks-on-a-marine-contract-or-bollinger-76394/

Q:Is vaccine covered in F1 visa insurance plan?

A:
Most plans will not cover the cost of vaccines as this is considered a preventative measure which is not covered under the plan. There is a plan called Study USA Healthcare Platinum that you can add a vaccine rider onto the plan that will cover the following vaccinations: MMR, TDAP, Varicella, Hep B and Meningitis (MCV 4 and B) .
{{currentOrigin}}/answers/international-student-health-insurance/is-vaccine-covered-in-f1-visa-insurance-plan-54288/

Q:what will be the best plan that covers dialysis for recent immigrant

A:
There would not be a plan that would cover the cost of maintenance treatment for pre-existing conditions. This would be an out of pocket expense.
{{currentOrigin}}/answers/new-immigrant-medical-insurance/what-will-be-the-best-plan-that-covers-dialysis-for-recent-immigrant-15432/

Q:I have to travel back to India and require to get RT PCR rest, is this test covered by my insurance

A:
That will be excluded from the policy. Please find more details at, Difference between health insurance and short term travel insurance
{{currentOrigin}}/answers/visitors-insurance-usa/i-have-to-travel-back-to-india-and-require-to-get-rt-pcr-rest-is-this-test-covered-by-my-insurance-61098/

Q:am on J1 and my wife on J2 visa , is there any plan that covers maternity for j2? is there any wait period

A:
There are several plans. StudentSecure Elite Student Health Advantage Study USA Healthcare In all plans, the pregnancy must start after the effective date of the policy.
{{currentOrigin}}/answers/exchange-visitors-health-insurance/my-wife-on-j2-visa--is-there-any-plan-that-covers-maternity-for-j2-is-there-any-wait-period-48923/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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You are not eligible to enroll in Medicare for the first 5 years.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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Most schools require international students to purchase health insurance.

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