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Ask Our Specialists
All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Hi, will it be possible and how easy will it be if we have to change the coverage start and end date in case we have to? Say the departure date is moved due to visa processing being delayed or due to Covid or else?
Q:Hello, I am from India and will be visiting the US for 6 months.I read the wording of the Patriot (img) plus policy. They say that covid is covered only if I am INFECTED after effective date.If I am infected with the delta variant during my flight, the disease comes on fast and severe. US doctors may determine that I was infected before I took the flight and therefore not pay for the medical expenses.I am happy to take a policy that will cover covid as long as they stipulate that new medical symptoms arise after effective date, but do not mandate that the infection should also have occurred after effective date.Is there any such policy?My trip is to start in about 18 days.Thank you
Q:If I buy insurance and test positive for coronovirus while overseas will the insurance cover the cost of my extended stay for the required quarantine? I am fully vaccinated but concerned about false positive tests.
Q:Are any kind of illnesses covered?
Q:Hi, I'm non US citizen and my parents wants to come US to meet me on Visitors Visa. However, my father has kidney disease and needs to do 2 times a week dialysis. So, is there any insurance helps to cover the cost? Also, can I use my HSA account for my father expenses?
Q:is visitors insurance a combination of health and travel insurance already?my father will be travelling to USA from Philippines with tourist visa and he is required to havetravel insurance and health insurance
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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