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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am purchasing an event package which includes the cost of a round trip flight, hotel, transportation, and event tickets and special access. Since the company is booking everything for me but are not including flight insurance, could I still purchase and apply travel insurance independently?

A:
That is perfectly fine. You may view and quote plans in the Trip Insurance section of our website. Should you need assistance you may also call our office at +1 (866) 467-8289.
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Q:WHAT IS THE ADDRESS TO SEND REFUND CHECKS TO?

A:
We would be happy to assist you regarding your query. Please contact our office at +1 (866) 467-8289 for assistance regarding this.
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Q:I need to buy Travel Insurance for a trip and it needs to cover trip cancellation in the event of testing positive for Covid 19.

A:
You may view and quote plans in the Trip Insurance section of our website. There you may review the options to find the specific coverage you are needing. Should you have additional questions please let us know. You may also call our office at +1 (866) 467-8289.
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Q:I came to America with a long term stay abroad insurance in my country. When I contacted a hospital to set up a primary care doctor, they said they couldn't accept my insurance. In this case, how can I go to the hospital?

A:
We would only be able to advise on policies purchased through Insubuy. Should you have further questions or need general assistance, you may call our office at +1 (866) 467-8289.
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Q:US citizens living in Nicaragua wanting to travel to Argentina in March. Can we get a quote for 21 days. Our ages are 74 female and 67 male years old. We are fully vaccinated and want Covid Travel insurance, trip cancellation with quarantine coverage.

A:
If you are a U.S. citizen, but live in Nicaragua meaning it is your home country where you have a principle residence, you can purchase this plan that can provide medical insurance for new illnesses and new injuries that manifest or occur after the effective date including Covid-19 and provide quarantine benefits: /safe-travels-international-insurance/ However, the plans we have will not provide trip cancellation benefits for non U.S. residents. If you have any additional questions, please let us know.
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Q:I am from Canada and would like to purchase insurance for travel to the US for a family member with a pre-existing condition. The Atlas America (underwriter Lloyd's), appears to be the best policy. It stated we were unable to purchase until we arrived in the US, and did so just a few hours ago. I just want to be clear about what the deductible means? It doesn't seem to clearly state how this is applied for travel.

A:
Deductible means the amount you would pay out of pocket first for covered expenses before the plan would start paying benefits. Also, the plans do not cover pre-existing conditions, but instead can include Acute onset benefits of a pre-existing condition. /visitor-insurance-acute-onset-of-pre-existing-conditions/ If you have any additional questions, please let us know.
{{currentOrigin}}/answers/international-travel-health-insurance/canada-insurance-travel-preexisting-condition-atlas-america-22164/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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