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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am trying to get an insurance for my parents. They will come from Mexico to Michigan then Nebraska for 58 days. My father have a pre exiting condition situation but he is totally controlled and he'll come with all his medications. They will be coming on a visitor visa and are below 60.

A:
Insurance for an international visitor covers for new sickness, injuries or accidents that may occur after the effective date of the policy. Insurance will not pay for any routine maintenance for pre-existing conditions. However, we have some plan which provides coverage for an acute onset of pre-existing conditions.
{{currentOrigin}}/answers/visitor-insurance/pre-existing-condition-coverage-through-acute-onset-benefit-in-visitor-insurance-plans-94611/

Q:I am moving to America in 2 weeks on a k1 visa from the Uk . I'm looking at getting some insurance before I move.I have been looking at your website. I was wondering am I eligible for either patriot america, patriot america plus or patriot platinum america insurance plan? They seem to be the ones for k1 visa holders.

A:
Thank you for contacting Insubuy for your insurance needs. The Patriot Series plans are available to K visa holder until they are eligible for domestic insurance . Plans are designed to cover the new accidents and new illness that happen after the effective date of the policy. Please use the link below for more information about these plans. - Fiance Visa Insurance Feel free to contact our office if you need any additional assistance.
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Q:I need to verify if you provide mountaineers insurance for Indian citizens.I have read you insure all aspects of the Kailash trip.

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, there is not a plan that we could offer to cover your trek for your Mt Kailash trip. If you need any additional clarification please contact our office.
{{currentOrigin}}/answers/international-travel-medical-insurance/mount-kailash-travel-medical-insurance-for-mountaineering-26813/

Q: I am trying to extend my insurance. When I want to extend, the insurance states that "I understand that the insurance applied for is not a general health insurance policy, but is intended for use in the event of a sudden and unexpected event while traveling outside my Home Country." What does this statement mean? Does it mean it will not cover regular illnesses that comes up in the future like fever / sore throat? Thank you.

A:
That means that many things such as preventive check ups, pre-existing conditions, maternity, cosmetic surgery etc. are not covered. If you get into new medical conditions like cough, cold etc. after the effective date, they are covered.
{{currentOrigin}}/answers/f1-visa-insurance/international-student-general-health-insurance-23807/

Q:I'm a International student from Brazil and I'm looking for a health insurance that covers everything that my university asks for and I want to know if your company has it. My college is The University of Texas at San Antonio

A:
Thank you for contacting Insubuy for your insurance needs. After reviewing the requirements for University of Texas San Antonio you are required to have a plan that is PPACA compliant which we cannot provide. It is recommended that you purchase insurance from your university.
{{currentOrigin}}/answers/international-student-health-insurance/utsa-international-student-insurance-16509/

Q:Could you please advise if your policies cover pre-existing medical conditions.

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, there is no insurance for an international visitor which covers routine maintenance for the pre-existing conditions. You have to pay from your pocket. However, insurance will cover for an acute onset of pre-existing conditions. Please find more details here. We would be happy to recommend a plan for coverage. Please confirm the state that they would require coverage in as well as the dates and visa status upon arrival we would be happy to send you a quote. Please feel free to contact us if you need any further clarification.
{{currentOrigin}}/answers/visitors-medical-insurance/pre-existing-condtions-coverage-through-acute-onset-in-visitor-insurance-93412/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Why purchase insurance from Insubuy®?

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There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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