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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:if parents are 60 and have osteoporosis. would Forteo drug will be covered by travel insurance?

A:
Thank you for contacting Insubuy for your insurance needs. The plans are designed to cover the new illnesses and injuries that manifest in the body after the effective date. They will exclude the coverage for pre-existing conditions, preventative and routine care. You will have to pay out of pocket for such medication. Should you have additional questions or need further assistance you may call our office at +1 (866) 467-8289.
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Q:My parents plan to buy the SAFE TRAVELS USA COMPREHENSIVE insurance plan when they visit me in few weeks. I live in Collierville, Tennessee and want to know what all PPO providers are there for this particular insurance plan in my area, zip code 38017.Thanks

A:
Please find Safe Travels USA Comprehensive insurance PPO Network medical provider list
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Q:I am looking for a policy for an 80 day stay in California that will cover myself and my 4 year old child. I will need to see a paeditrician to get a health certificate (to enable my child to go to a montessori school here). I don't know what policy to buy

A:
Thank you for contacting Insubuy for your insurance needs. There are numerous plans for travelers coming the United States on a visitor visa that can be found in the Visitors to the USA section of our website. Keep in mind these plans are designed to cover the new illnesses and injuries that manifest in the body after the effective date of the policy. They will exclude the coverage for pre-existing conditions, preventative and routine care. With regard to a general check up for your child, you would need to pay out of pocket for such expense. Should you have additional questions you may also call our office at +1 (866) 467-8289.
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Q:Myself and my 14 year old daughter will be going to the Bahamas from NJ in July 2021 how do I get a quote for the Travel Medical Insurance needed to get into the Bahamas?

A:
Please find Trip insurance with quarantine coverage and COVID19 travel medical insurance You can enter appropriate information get instant quote and purchase on our website by clicking on purchase button.
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Q:An American citizen, I worked my entire adult life in Japan, paying income tax but not Social Security or Medicare to the US. I want to retire in the US, but will lack Medicare. What private insurance plans can I buy to make up for my lack of Medicare--and should I wait 'til I retire, or start buying in now under the latest Affordable Care Act provisions?

A:
If you are a US citizen returning to the United States to retire, you would want to purchase a domestic insurance plan. Should you have additional questions or need further assistance please let us know. You may also call us at +1 (866) 467-8289.
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Q:I have Medicare and United Healthcare through AARP. My husband and I will be traveling to Panama August 3. We have both had two Covid shots and are 81 and 82 years of age. What type of medical insurance should we purchase before our trip?

A:
There are numerous options available for you both. You may view and quote insurance plans in the COVID-19 Travel Medical Insurance section and the COVID-19 Travel Insurance with Quarantine Coverage sections of the website. Should you have additional questions or need further assistance please let us know. You may also call us at +1 (866) 467-8289 to speak with any of our licensed representatives.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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