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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Kailas Manasarovar Yatra Travel Insurance I am an Indian national residing in Dubai. My wife and myself are planning to go to Kailas Manasarovar trip in August 2016. The travel plan is from Dubai to Kathmandu(Nepal) to Lhasa (Tibet ) to Manasarovar to Kailas & back. Total duration of trip is from 12-Aug to 26-Aug 2016. We would like to have proper travel cover for both of us valid for a longer period than the actual trip itinerary , which should cover all aspects including emergency evacuation by helicopter , hospitalization etc etc. Please suggest us the suitable cover for both showing various options and the premium for each option.

A:
Thank you for your interest in purchasing insurance through us. You can purchase Atlas International plan which is very popular plan for kailash Mansarovar Yatra. Brochure, instant purchase and other useful information, /kailash-mansarovar-yatra-travel-insurance/ Please review the brochure and if you have any further questions feel free to contact us.
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Q:Insurance Discount Question Last year taken insurance for my father and the policy is expired. My father again traveling to USA from India starting from 24th Jul 2016 till 23rd Jan 2017. Is there any benefit/discount in the policy premium we will get if again we will take insurance from Patriot America ? If yes then please send a quote urgently.

A:
Unfortunately, prices are regulated by law so it’s not possible to offer a discount on any plan. Since your father is now 80 we would actually recommend a different plan. The Patriot America plan that you purchased last year will only offer a $10,000 policy max for 80 years old and above. The plan that will offer a $50,000 for 80-89 age range will be the Safe Travels USA cost saver. Online information and instant purchase link for Safe Travels USA cost saver: /safe-travels-usa-cost-saver-insurance/ If you need assistance with the repurchase please feel free to contact our office. You can purchase online or over the phone.
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Q:Travel insurance for visitors from India Hello, We have purchased travel insurance from you before and I am trying to get some current information on travel insurance for company employees traveling from India to the US. (age â€" around 30). Can you give me some broad information please?

A:
Thank you for considering us again for your insurance needs. What type of visa will the employees be traveling on? I am thinking b1. What state are they coming to? Texas but will travel to Florida for meetings where I have a customer - I expect the trip to be short - for a week or so. In that case you need to purchase Patriot America plan. Patriot America brochure, instant purchase and other useful information, /patriot-america-lite-insurance/ Which is very similar to whatever you had earlier but there is no state restriction. If you have any further questions feel free to contact us.
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Q:Atlas America Insurance - question I am taking Atlas Insurance for my mother-in-law. She doesn't have a last name. Her US visa has First Name: FNU, Last Name: ******* Her Indian passport has First Name: *******, Last Name: <empty> What should I use when filling in insurance form online?

A:
In completing the application you will use her name as it appears in the passport. So you would list her name in her insurance application as follows: ******* LNU If you have any further questions please feel free to contact our office.
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Q:clarification on pre-existing coverage in atlas america insurance i am planning on buying atlas america travel insurance for my parents. my parents are both hypertensive, diabetic on medicines. dad diagnosed last year. also he is on maintenance cardiac drugs for hypertension . if there is an episode of some event which might be because of their pre existing status, will that be covered by atlas america?

A:
Thank you for your interest in purchasing insurance through us. Insurance will pay for whatever treatment medically necessary as long as it’s not pre-existing or preventive care. However, Atlas America plan has coverage for acute onset of pre-ex below age 70yrs. More information on acute onset of pre-existing conditions at, /visitor-insurance-acute-onset-of-pre-existing-conditions/ Atlas America brochure, instant purchase and other useful information, /atlasamerica-insurance/ You can also compare Atlas America plan with other plans at, / Please feel free to contact us if you have any further questions.
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Q:Atlas America query I am planning to buy Atlas America insurance for my parents visiting USA. I estimated the total cost to be $1348 for 170 days. If I don't file any claims for the six month period is the amount refundable?

A:
Thank you for your interest in purchasing insurance through us. Refund policy under Atlas America plan is that you will get pro-rated refund minus $25 cancellation fees as long as there is no claim has been filed since the original effective date. If your parents stay here for 170days that means they will have insurance for whole duration in that case there will not be any refund. Please read more information on cancellation, /cancellation/atlas-america-insurance/ Atlas America brochure, instant purchase and other useful information, /atlasamerica-insurance/ Please feel free to contact us if you have any further questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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