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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:do you have a policy that will cover sports related injuries? my daughter will be playing soccer while studying in Italy.

A:
Diplomat International offers optional coverage for both interscholastic and non-interscholastic sports. If you have any additional questions please let us know.
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Q:I am in Indian citizen holding Canadian PR. Will your Schengen Travel Insurance work for me? I will be travelling from Canada to France and Greece and will be landing back in Canada.

A:
Yes, you may purchase Schengen Visa Insurance. These plans are primarily designed to provide coverage anywhere outside of the United States, and your home country. A popular plan in this section is the Patriot International Lite. You may view this plan, obtain a quote, and purchase online or over the phone by contacting our office at +1 (866) INSUBUY 467-8289.
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Q:I have a newborn baby and 3 other young kids. We are going to be in the USA on an F2 student Visa (husband on F1) in 2 weeks. Will any doctors visits for the newborn baby be covered? Will any prescriptions he needs be covered? Or is it considered "maternity" and not covered. All I can see is that urgent care and walk in clinic visits are covered but what about visiting a family doctor or pediatrician?

A:
Visitor and student plans are designed to cover any new illness or injuries that were to occur after the effective date of the policy. These plans will not cover for preventative care, or routine maintenance including for newborns unless conception occurred before the effective date of the policy. For preventative care coverage it would be recommended to enroll in the plan offered by the school. If you have any additional questions please let us know.
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Q:Comprehensive Coverage for Parent aged 75 and 72 with preexisting conditions

A:
If your parents are coming to the USA on a B2 visitor visa they can run quotes in Visitors to USA to see what plans are available for them. If you have any additional questions please let us know.
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Q:How soon will client receive iD Card?

A:
The immediate way to access your insurance documents will be via MyAccount which is created upon purchase of the policy. For policies that do send a physical card, it can take 7-10 business days when shipping to a US address. If you have any additional questions please let us know.
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Q:Would there be a place in Chicago Illinois that treatment would be in plan?

A:
You can search the network of the plan you are currently looking at to see the list of doctors available in your area. Simply click on the link for the network and it will take you to that networks directory.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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