There was a problem, please make the requested changes and submit again:

  • Search criteria is required. {{ error }}

Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:what will be the best plan that covers dialysis for recent immigrant

A:
There would not be a plan that would cover the cost of maintenance treatment for pre-existing conditions. This would be an out of pocket expense.
{{currentOrigin}}/answers/new-immigrant-medical-insurance/what-will-be-the-best-plan-that-covers-dialysis-for-recent-immigrant-15432/

Q:I have to travel back to India and require to get RT PCR rest, is this test covered by my insurance

A:
That will be excluded from the policy. Please find more details at, Difference between health insurance and short term travel insurance
{{currentOrigin}}/answers/visitors-insurance-usa/i-have-to-travel-back-to-india-and-require-to-get-rt-pcr-rest-is-this-test-covered-by-my-insurance-61098/

Q:am on J1 and my wife on J2 visa , is there any plan that covers maternity for j2? is there any wait period

A:
There are several plans. StudentSecure Elite Student Health Advantage Study USA Healthcare In all plans, the pregnancy must start after the effective date of the policy.
{{currentOrigin}}/answers/exchange-visitors-health-insurance/my-wife-on-j2-visa--is-there-any-plan-that-covers-maternity-for-j2-is-there-any-wait-period-48923/

Q:cover coverage for family. Departed USA on Dec 2020 for 1 month, Extended trip to Feb 2021. I'm going to try to extend trip again till April home in Dutch Caribbean islands. Although, think beneficial for coverage through out the year. Therefore would like a quote for that, as well.

A:
You can purchase covid19 travel medical insurance In general insurance provides coverage anywhere outside your country of residence.
{{currentOrigin}}/answers/international-travel-health-insurance/departed-usa-on-dec-2020-extended-trip-till-april-need-insurance-home-in-dutch-caribbean-islands-75694/

Q:When I reviewed coverage for the policy to travel to Costa Rica I didn't indicate the 2000 accommodation coverage required by them in order to travel there. How can I know that your policy will meet the necessary requirements for me to travel to Costa Rica?

A:
Thank you for contacting Insubuy. The plans we offer that satisfy the requirements for Costa Rica will include the $2,000 for accommodations under the travel delay benefit. This benefit is to help reimburse the additional accommodation cost incurred in the event you are quarantined. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/holiday-insurance/does-your-travel-insurance-have-the-2000-for-accommodations-required-by-costa-rica-39908/

Q:My son is on OPT (optional Professional Training) Visa in California, USA. If me or my wife visit USA to see him, and want to go through Knee Surgery (TKR), if it will be covered by Travel Insurance? How much will be premium fr this insurance?If travel insurance don't cover it, then which kind of insurance will cover it and what cost we will have to bear?

A:
Thank you for contacting Insubuy for your insurance needs. All the plans on the market for visitors are designed to cover the new illnesses or injuries that manifest in the body after the effective date of the policy. They will exclude the coverage for pre-existing conditions, preventative or routine care. The expected knee surgery would not be covered under any plan on the market, but you may purchase a Visitor Medical Insurance plan to protect yourself from the new, unexpected things.
{{currentOrigin}}/answers/visitors-insurance-usa/pre-existing-coverage-for-visitors-to-the-united-states-70444/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More