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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Need travel insurance for an Indian National to travel to Kailash Mansarover Yatra. Please do provide best plan.

A:
Thank you for contacting Insubuy for your insurance needs. Based on the information provided we would recommend purchasing the Diplomat International plan. In order for the plan to provide coverage at that elevation you will need to add the optional coverage for Athletic Sports & Hazardous Activities the High Option. You may also purchase over the phone by contacting our office at (866) INSUBUY.
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Q:We are US citizens living in France. We are looking for coverage from October 3, through October 19, 2019, when we will be visiting the US. I see the policies on your website and the Patriot Plus plan looks good for our medical needs. However we are also looking for automobile insurance and general travel insurance. Do you have options that would include those as well?

A:
Thank you for contacting Insubuy. The Patriot America Plus plan is the best options available for a U.S. citizen traveling back to the United States for a short visit. Unfortunately, we do not offer any car insurance. Trip insurance is available and you can view those options. If you need any additional assistance please feel free to contact our office.
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Q:I'd like to get travel insurance for my trip to the U.S. mainland. I flew to Washington D.C. from Puerto Rico yesterday, and I'll go back to PR August 10. I'd want to have medical emergency coverage and personal liability coverage. I'm a Finnish citizen and waiting for the Green Card (permanent residency in the U.S.). Before this I lived in Germany and I'm officially moving out of there at the end of August (still have my address and health insurance there).

A:
Thank you for your interest in purchasing insurance through us. You can purchase Safe Travels USA Comprehensive until your green card is approved. You need to select destination US and home country is Germany. Please review the plan details and feel free to contact us if you have any further questions.
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Q:I am looking to buy OPT insurance for StudentSecureBudget or StudentSecureElite. There are two types of deductibles, with network and without network in deductibles, so does the within network includes all doctors within network or all health clinics. Are the medicines covered in that per incident? Also, does the student health center charges of $35 per incident include doctor visit and medicines? I am going to purchase the insurance from 1st August, but will arrive in the USA on 31st July, so if I purchase online today when will my letters and insurance cards arrive?

A:
That's correct. StduentSecure Elite plan has different benefits for medicine than StduentSecure Budget plan. Please look at the side by side benefits. As soon as you purchase insurance will receive confirmation by e-mail. Which will have a link to print id card. If you select plastic card in the fulfillment will be mailed to you next business days by regular mail.
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Q:Is Patriot America the best travel insurance for expats (US citizens) travelling back to the US for a short period of time?

A:
The Patriot travels series plans would be the recommended plans.
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Q:I am an International Student from California State University, Northridge (CSUN). Does your insurance plan fulfill CSUN Requirements or How can I know that your Insurance Plan fulfill the University Requirements ? and How you can help to complete my waiver for my School. The Requirements are attached to this email.

A:
You can purchase Patriot Exchange plan or ExchangeGuard plan. You can compare both plans at in our J1 visa insurance section. Please enter appropriate criteria. Select medical coverage required. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any further questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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