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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:We are from Germany and need a travel health insurance. Which insurance will cover exactly the required conditions of Costa Rica: - Provides a minimum coverage of $2,000 for potential or extended quarantine lodging expenses due to Covid19 - Provides best trip insurance for covid coverage for the entire duration of travel in Costa Rica - Provides guaranteed travel insurance for covid cover for medical expenses of at least USD $50,000.

A:
We would not have a policy that we could offer you for coverage.
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Q:I am an Australian citizen. I am also a US greencard holder, but I consider myself an Australian resident because I usually live in Australia (8-9 month a year) more than I do in the US. I am now planning a US trip soon. Am I eligible for travel insurance plans such as 'Patriot Platinum America'; 'Safe Travel USA Comprehensive'; 'Visit USA Healthcare' etc which include Covid coverage?

A:
You may purchase the Patriot America, Patriot America Plus and Patriot Platinum America plans. You may also view other options here. Should you have further questions you may call our office at +1 (866) 467-8289.
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Q:I have taken visitors insurance for my parents and they are going to leave soon. Per current travel policies, I have to get them tested for COVID. Do I need to ask the hospital to bill you directly or should I submit the claim for reimbursement?

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, there is no plan available that will include the coverage for the COVID-19 testing for travel purposes. The plans will exclude the coverage for elective testing. The plans that include the coverage for COVID-19 will allow the coverage for testing under a physician recommendation due to signs or symptoms for diagnostic purposes. Should you have additional questions or need further assistance please let us know. You may also call our office at +1 (866) 467-8289.
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Q:Hi I'm just checking that Outbound Saver travel insurance is adequate for countries requiring medical insurance for travel?

A:
We would be glad to advise. If you are referring to medical insurance that includes benefits for Covid-19, yes. That plan can meet the medical requirements. You can find plans that specifically include Covid-19 benefits here. If you have specific requirements you are needing to meet, you can forward those to us to review. Please let us know if you have any additional questions, or need any further assistance.
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Q:Where can I find medical providers in Israel?

A:
Outside of the United States there is not a concept of a PPO network with the plans. You are free to visit any provider that you choose in order to receive the needed medical treatment.
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Q:I am looking to purchase health insurance for my mother(pre-existing conditions/age 55) who is already in the US. We bought visitor insurance from India and also extended it once because she was not able to travel back to India due to the Covid-19 pandemic . Now her extension is also ending and she will be continuing to be with us here for next few months. In such a scenario which insurance would be suitable for her?Also, most of the insurance I am trying to buy have exclusion notes like "Not available in NY". We reside in NY. Can you please guide us which insurance can we buy?

A:
There is a plan called Safe Travels USA Comprehensive that she can purchase for coverage. This plan will cover her for any new accidents or illnesses that occur after the effective date of the policy. The plan will include coverage for an acute onset of a pre-existing condition as well. No plan on the market will cover her for routine check ups, preventative care or medications related to a pre-existing condition.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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