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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Hi, I am looking for F2 dependents student insurance for my wife and kid. My kid go to school in Illinois school here. Could you please suggest me any insurance which supports NorthWestern hospitals

A:
Thank you for contacting Insubuy for your insurance needs. You may view the applicable products in the International Student Insurance section of our website. Underneath each plan is should have a PPO network listed, once you click on the network you will be redirected to where you may search providers based on your zip code. Should you need assistance regarding this, you may also call our office at +1 (866) 467-8289.
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Q:If I got positive for COVID-19 test, antigen test result will be enough document for Trip delay benefit?

A:
You will want to reach out to the claim department directly to verify if they would need additional information. Typically, you will want to accompany such documentation with a certified letter from a physician or government body stating you were unfit for travel due to COVID-19 infection. If you call the claim department they will be able to verify what additional documentation they will need. You may also call our office at +1 (866) 467-8289.
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Q:Is dental treatment included

A:
Routine vision and dental coverage is excluded from all International Student Insurance, however there is a discount plan called Careington available that can offer discounted rates on the providers normal fees. Should you have additional questions or need further assistance, you may also call our office at +1 (866) 467-8289.
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Q:What is a recommended policy maximum for Americans living overseas for when they return to America to visit family?

A:
Higher policy maximum is always advisable. Policy maximum is available based on the age. $100k or above is always advisable. Travel insurance for US Citizens visiting USA
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Q:Will covid pcr test be included for J visa insurance?

A:
The plans that include coverage for COVID-19, the same as any other new illness, may allow for the coverage if it were medically necessary. This would mean under a physician recommendation, due to signs or symptoms for diagnostic purposes. Elective testing, or testing or travel purposes, would be excluded from coverage as they are known expenses due to travel. For those expense, you will pay out of pocket. Should you have additional questions or need further assistance, you may also call our office at +1 (866) 467-8289.
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Q:Hello,I am seeking a policy that will cover me for multiple continents primarily the middle east including the Palestinian occupied territories, western Europe & tge UK, & possible Africa, for 12 months. I require covid insurance to travel and am hoping to find a policy that will assist me with fertility and IVF treatment. Do you have any such policy that will suit my needs?

A:
The plans would not offer coverage for pre-existing, preventative or routine care. With regard to fertility and IVF treatments, you would have to pay out of pocket for such expenses as the insurance products available would not cover such expenses. You may view and quote available options in the COVID-19 Travel Medical Insurance section of our website. Should you have additional questions or need further assistance please let us know. You may also call our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/international-travel-health-insurance/ivf-and-fertility-coverage-in-travel-medical-insurance-48074/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

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