- Share
- Search
Site Search
- Contact
Contact Us
Speak to a licensed and experienced insurance agent in the United States.
- Office Hours:US Central Time
- {{allSevenDays}}
- Mon-Fri
- Current Time:
- Call Us:
Toll-Free: +1 (866) INSUBUYToll-Free: +1 (866) 467-8289- Local: +1 (972) 985-4400
- WhatsApp: +1 (972) 795-1123
- Chat With Us:
For faster service, you can easily extend or submit requests for cancellations or corrections using MyAccount.
中文- Language语言Idioma日本語한국어عربيةItalianoРусский
Change Language
There was a problem, please make the requested changes and submit again:
Ask Our Specialists
All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I am starting with my Chemistry PhD program in the University of South Carolina (USC) soon and I am required to have a health insurance as an international graduate student. Though the university offers an insurance plan, I would like to investigate other opportunities too.
Q:I am planning a year long stay in Rome. I am a US citizen. The visa will require that I have coverage outside of the US for emergency medical, hospitalization and repatriation with a minimum of $50,000 US. Do you provide policies like that? Can you give me a ball park of how much that would cost me? I look forward to hearing from you.
Q:French embassy is requesting this statement in the policy. Do you know if your plans provide this? Please check carefully whether your medical insurance will pay directly the providers in the Schengen countries for emergency medical expenses, emergency hospitalization and repatriation for medical reasons or death. Many US medical insurance companies reimburse the costs of emergency medical treatment abroad but do not pay directly the providers. These policies will not be accepted as proof of medical insurance. We invite you to have a letter from your insurer indicating that payments will be made directly to the provider (Schengen States or worldwide). If your US medical insurance company does not make direct payments to the provider, you can purchase international travel insurance online. The Consulate will request the letter from the insurance company with all the above requirements.
Q:I am coming to US on J1 visa (no dependents) as a research scholar at Cleveland clinic for a contract period of 1 year. The following are the insurance requirements sited by the responsible officer at Cleveland. could you please guide me through the available insurance options for the same requirements. Repatriation of remains- 25000$ medical evacuation- 50000$ deductable not exceeding to 500$
Q:Hello, I am a 38-years old J1 visa holder. I want to extend my J1 visa for 2 more years and subscribe to the health insurance which covers the period from 10/1/2016 to 9/30/2018. Could you make sure whether your plan meets the following conditions? If you have multiple plans meeting the following conditions, please specify the plan with the lowest cost. Required Coverage: $100,000 USD per accident & illness in medical coverage. Deductible cannot exceed $500 USD per accident or illness. Coinsurance cannot exceed 25%. Medical evacuation coverage must be at least $50,000 USD Repatriation coverage must be at least $25,000 USD. Pre-existing conditions must be a covered benefit. The waiting period for benefit coverage cannot exceed 12 months. Carrier must be at least A-rated or backed by the full faith and credit of the Exchange Visitor's government. Thank you for your consideration. I am looking forward to hearing from you.
Q:My wife and 06 month baby are coming from India on J2 visa at Louisiana State University. I am interested to purchase insurance policy from Visitors Care application for them. Louisiana State University requires certificate from Insurance company. Could I get the certificate from your company as per required format?
Can't find answers to your questions?
Ask our specialists - Licensed and experienced insurance professionals in the U.S.
DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More