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Expatriate Health Insurance

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  • Annually renewable as long as you continue to meet the eligibility requirements.
  • Choice of low cost fixed coverage plan as well as higher coverage comprehensive plans.
  • Available up to the age 74. (Higher age available if enrolled by age 64.)
  • Expatriate insurance plans are not Affordable Care Act (ACA) compliant.
  • Expatriates, retirees, workers outside the U.S. have excellent choices.
  • Various payment frequencies and maternity coverage available.

Annually renewable worldwide major health insurance, for persons staying outside the U.S. NOT for people planning to visit the U.S. for a short term. Look at Visitors (USA) instead.

Expatriate Medical Insurance

Expatriate medical insurance provides major medical insurance coverage for persons primarily residing outside the United States.

What does expatriate medical insurance include?

Expatriate medical insurance plans are comprised of various benefits, some of these standard benefits may include:

Working or retiring in a foreign country can be exciting and fun.

Don't take chances without expatriate health insurance, get free quotes today!

Travel Insurance Coverage Options

Depending on what is most important for you to have covered, there may be a plan better tailored to your needs:

Missionary Health Insurance

Missionary health insurance plans are very similar to regular expatriate medical insurance plans. However, they are designed specifically for missionaries residing for a long term outside the U.S. It has limited coverage for furlough in your home country between your assignments and political evacuations.

Marine Crew Health Insurance

Marine crew health insurance plans are very similar to expatriate health insurance plans. However, they are specifically designed to cover the marine crew which is aboard the ship most of the times. Therefore, some of the plans have additional benefits such as recreational scuba diving.

Travel Medical Insurance

If you are traveling for a short duration outside your home country, you may want to purchase travel medical insurance, especially if your current insurance will not provide coverage in that area. There are many travel health insurance options to choose from. You can get instant quotes, compare them side by side and make an instant purchase online. You just pay for the exact number of days you are traveling.

Visitors to USA Insurance

If you are visiting United States, and if you already don't have worldwide medical coverage, you should highly consider purchasing visitors insurance as the healthcare expenses is the highest in the U.S. Some coverage for acute onset of pre-existing conditions is available up to a certain age. Even though fixed coverage plans are low cost, they provide a very limited coverage and highly insufficient. Therefore, we always recommend everyone to purchase comprehensive coverage plans only.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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