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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am looking to buy OPT insurance for StudentSecureBudget or StudentSecureElite. There are two types of deductibles, with network and without network in deductibles, so does the within network includes all doctors within network or all health clinics. Are the medicines covered in that per incident? Also, does the student health center charges of $35 per incident include doctor visit and medicines? I am going to purchase the insurance from 1st August, but will arrive in the USA on 31st July, so if I purchase online today when will my letters and insurance cards arrive?

A:
That's correct. StduentSecure Elite plan has different benefits for medicine than StduentSecure Budget plan. Please look at the side by side benefits. As soon as you purchase insurance will receive confirmation by e-mail. Which will have a link to print id card. If you select plastic card in the fulfillment will be mailed to you next business days by regular mail.
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Q:Is Patriot America the best travel insurance for expats (US citizens) travelling back to the US for a short period of time?

A:
The Patriot travels series plans would be the recommended plans.
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Q:I am an International Student from California State University, Northridge (CSUN). Does your insurance plan fulfill CSUN Requirements or How can I know that your Insurance Plan fulfill the University Requirements ? and How you can help to complete my waiver for my School. The Requirements are attached to this email.

A:
You can purchase Patriot Exchange plan or ExchangeGuard plan. You can compare both plans at in our J1 visa insurance section. Please enter appropriate criteria. Select medical coverage required. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any further questions.
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Q:I require individual comprehensive coverage health insurance .Will be in NC USA mid August,2019.

A:
We provide many plans which meets standard J visa requirements. Visit our J1 visa insurance section. Please enter appropriate criteria. Select medical coverage required. You will find many plans and you can also compare them side by side. You can purchase either Patriot Exchange or ExchangeGuard plan.
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/individual-comprehensive-health-insurance-for-j1-visa-holder-76259/

Q:Hello, I'm a F1 international student at Pepperdine University and my program will start on August 24th, 2019. The program length will be 15 months, would like to know more about purchasing an insurance program for me.

A:
We have many insurance plan for an international student. Can you please send us your school insurance requirements so we can suggest insurance plan accordingly. Meantime, please visit our F visa insurance section. Please enter appropriate criteria. You will find many plans and you can also compare them side by side. If you provide your age, travel date, which state do you need coverage, insurance requirements then will be glad to send you quote accordingly.
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Q:I want to know plans that cover J1 insurance plans which covers following criteria. And I require a J1 heath insurance verification form- how can I get that. 1. Medical benefits of at least $100,000 (US$) per accident or illness; 2. Repatriation of remains in the amount of $25,000 (US$); 3. Expenses associated with the medical evacuation of the exchange visitor (or accompanying spouse or dependent children) to his or her home country in the amount of $50,000 (US$); 4. A deductible not to exceed $500 per accident or illness.

A:
We have many plans that meets J visa requirements. You can find plans that will meet the standard J visa requirements in our J visa insurance section. Please select appropriate criteria. Medical coverage required. You will find many plans and you can compare them side by side. If you have any additional questions please feel free to contact our office. You can purchase either Patriot Exchange plan or ExchangeGuard plan.
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/insurance-plans-for-j1-visa-holder-with-requirements-17154/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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