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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am purchasing an insurance for my girlfriend. I would like to know if the Atlas America plan covers gynecologist visits. I cannot find anything in the documents about OBGYN, can you help me?

A:
Short term plans are designed to cover new accidents and new illness that happen after the effective date of the policy. Plans will not cover pre-existing conditions, preventative care, maternity, routine doctor's visits nor any medication related to a pre-existing condition. If she currently has a need to visit an OBGYN it would not be covered under this policy.
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Q:I'm looking for a medical insurance for my parents as a requirement for Schengen visa, We are travelling to Rome and France in April 2018, my mom is 78 and my dad is 82. They are both US Immigrants.

A:
There is a plan called Safe Travels International Cost Saver that is available and will meet the Schengen visa requirements. This plan will cover any new accidents and new illness that occur after the effective date of the policy. If you need any additional assistance please feel free to contact our office.
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Q:In order to fulfill my J1 Visa I am required to get medical evacuation or repatriation insurance. I have just filled my information on your site and received a quote for the total policy of $$$. Before proceeding any further I am just looking to confirm that this is in fact the total cost and not the cost I would have to pay per month? I look forward to hearing back from you.

A:
Thank you for contacting Insubuy. The price would be for the total duration entered at the beginning of the application. This would not be a monthly billing.
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Q:Could you please send me the link for more information on the Safe Travel US comprehensive plan. I want to know which type of illness/injury would be covered. I am curios to know how can I find which plan I am eligible for. In fact, when I am filling out the online form for getting the quote it gives me several options including the plan you suggested me. So, does it mean that for each plan which I want to register for I have to verify with you first? To have as reference again, I would appreciate if you confirm that can get the Safe Travel US comprehensive plan for my wife.

A:
I'm sending you the link to the Safe Travels USA Comprehensive plan. As explained over the phone the plan will cover any new illness or injury that occurs after the effective date. Plans do not cover any pre-existing conditions, preventative care, or routine maintenance. So for example, if she already has something going on or she needs to follow up on a current condition then that will not be covered under any plan. As far as available plans, she is eligible for two plans: The International Major Medical or the Safe Travels plans. The other options you see have Geographic restrictions for Iran. If you have additional questions please feel free to contact our office.
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Q:I am 26 years old, pregnant and plan to deliver in USA. Can you cover me?

A:
Unfortunately, there is not an insurance that you could purchase to cover the cost any maternity or delivery related expenses for your pregnancy. If you are planning to have a baby in the United States this would be an expense that you would pay for out of pocket.
{{currentOrigin}}/answers/international-travel-health-insurance/insurance-that-will-cover-delivery-in-the-usa-99068/

Q:My mother is the policy holder with you and would like to know how could she check on the current claim status and process? Do you have the online access to this information?

A:
You will need to contact the claims department for any claims related information as we do not deal with day to day claims in this office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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