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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I try to have travel insurance for multi trip. I live in LA now as J1 visa status, but the visa has been expired. Trip Schedule :8/26-9/20 : Mexico, Cuba, Canada And my final destination is South Korea. After the trip I am planning to stay in Korea. So i just need the insurance during the travel time. Please let me know the right basic insurance. Then I would take one.

A:
Thank you for contacting Insubuy for your insurance needs. The plan we would recommend is the Patriot International plan. You can obtain a quote for all available plans on our Travel Health Insurance section in on website by entering the required information and clicking on get quotes. If you need additional assistance please feel free to contact our office.
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Q:I am an F1 visa international student. I would like to take health insurance. My school insurance requirements are below: Be issued by a U.S. insurance carrier and have a U.S. Claims office You must have medical coverage of at least $100,000 maximum with at least a 70% coinsurance * An annual deductible not to exceed $5000.00 * Have no out-of-area restrictions * You must have prescription drug coverage with a benefit maximum of at least $10,000 * Cover mental health and substance abuse * Coverage must remain active while you are a student at NCC * International students must have emergency medical transport and repatriation of mortal remains; $100,000 combined single limit.

A:
There is a plan called Student Health Advantage Standard that will meet the requirements that you have listed. Please use the following link to review the plan details and to generate a quote for coverage. If you need any additional assistance please contact our office.
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Q:Recently, I have seen your website and learned that you provide long-term domestic health insurance. Could you please let me know if you provide such medical insurance in New Jersey? Do you have among those plans No deductibles, low premiums health insurance coverage?

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, we do not currently have a domestic plan for the state of NJ. If you have additional questions please feel free to contact our office.
{{currentOrigin}}/answers/other-insurance/long-term-domestic-health-insurance-new-jersey-40028/

Q:My mother will be visiting for 4 month from India on visitor visa to USA. DOB april 4 1946. Her travel dates are roughly sep 26 2017 - jan 31/2018. She is very healthy and active.I am looking for medical coverage which covers inpatient and accident ER coverage.I also want to have a plan which is accepted by most hospitals and ER.She will be in Georgia,Ohio and Texas USA visiting family.She will also be traveling to tourist places in USA. Please let me know suitable plans you offer.

A:
Based on her age we would recommend Safe Travels USA Comprehensive. Please see the link for more information including the instant purchase link. If you have additional questions please feel free to contact our office.
{{currentOrigin}}/answers/visitors-insurance-usa/health-insurance-visitor-to-the-us-inpatient-and-accident-er-coverage-77069/

Q:I will be studying in the U.S. on F1 international student visa from 2017-2018 academic year. I will also be accompanied by my spouse during my study. The maximum coverage that my school policy requires is $200,000 per year.

A:
You can purchase Student Health Advantage Platinum or Study USA Platinum plan which has pre-existing exclusion for 6 months. Please check your school whether they are Ok with it or not.
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Q:I plan to immigrate to the Maryland, US, next month. I want to buy insurance for my initial few months in the US before i can shift to my husbands health insurance plan. The plans on your websites are not valid for the State of Maryland. Can you suggest any plans?

A:
Unfortunately, we don't have any New Immigrant Insurance plans in the state of MD. Do you have any address outside MD? If yes, we might be able to provide some insurance.
{{currentOrigin}}/answers/new-immigrant-health-insurance/immigrant-insurance-maryland-resident-10063/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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