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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:How much would be the yearly insurance cost for a 50 yr old international student who is diabetic in the USA?

A:
Thank you for contacting Insubuy for your insurance needs. If you are traveling on the F1 visa, there are numerous plans available that can be found International Student Insurance section of our website. Keep in mind that if you have any additional requirements set by your university, other than what is standard for the visa, it would be recommended to contact us directly at +1 (866) 467-8289 for a specific recommendation. With regard to routine/preventative coverage for students with diabetes, you will have to pay out of pocket for such expenses. Please let us know if you have additional questions.
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Q:My wife and I are 67 in good health for our age. No known medical conditions. Wife takes BP medicine. We want worst-case evacuation insurance in case, God forbid, we need medical care while in the Dominican Republic. We have bought this type of insurance for the last 15 years. If evacuation from the Dominican Republic is needed, how is this arranged? We want a plan that has a phone number to call for this to be arranged. Thanks.

A:
I recommend that you read this article to understand how emergency medical evacuation works. /emergency-medical-evacuation-in-travel-insurance You can also look at the travel medical insurance plan called Voyager Choice. It provides coverage for pre-existing conditions as long as you have primary insurance in USA After that, if you have any specific questions, kindly call our office.
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Q:If I travel abroad and become Covid positive and I have to Quarantine for 10-14 days before I can return to the USA, is there a policy that covers those expenses? I am concerned about being stranded in a foreign country and having to pay extra room and board on top of the vacation expenses.

A:
You can purchase COVID-19 travel insurance with quarantine coverage
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Q:I needed to add an extra day to my trip. April 9-11( paid for) and wanted to add one day making departure April 12.

A:
You would need to send an email to service at insubuy.com for the same.
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Q:Planning a trip to Turks and Caicos island in two weeks. Is it mandatory to purchase travel and medical insurance to travel there?

A:
Yes, it is mandatory to purchase travel medical insurance that would provide coverage for COVID-19. You can purchase it online at /covid19-travel-medical-insurance/
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Q:Your website says that International Major Medical Insurance is an option for K1 Fiance visa holders until they get married, but your web forms require me to enter a return date for my fiance to apply for coverage. My fiance would not be returning to their home country. Is it still possible to get coverage if my fiance is not returning to their home country?

A:
Yes, you can still purchase International Major Medical plan at /international-major-medical-insurance/ You will put the end date as the return date.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Why purchase insurance from Insubuy®?

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There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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