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Short Term Health Insurance

Temporary Medical Insurance

Short term health insurance is important for anyone looking for a temporary medical coverage. It is suitable for a wide variety of people such as:

  • Those who missed the open enrollment deadline for ACA compliant insurance
  • New immigrants to USA
  • Temporary workers and their dependents on H and L visas
  • US citizens returning to the US after living abroad
  • People between jobs
  • Those waiting for their employer provided long term domestic insurance to begin
  • Recent college graduates, including international students on OPT
  • Those waiting to be eligible for domestic health insurance
  • Early retirees waiting to enroll into Medicare

In order to be eligible for short term medical insurance, you must be under the age of 65 years and must live in one of the states where it is available.

It is very important to understand that short term health insurance is not suitable for everyone and that it doesn’t provide the Minimum Essential Coverage (MEC) as mandated by the Affordable Care Act (ACA). If you are required to maintain ACA compliant insurance, you may be subject to penalties at the time of filing your tax return. Short term health insurance plans provide limited coverage, meaning it does not typically provide coverage for pre-existing conditions, preventative checkups, maternity, mental health, and other coverage included in Affordable Care Act plans.

Insurance Guide

Our insurance guide makes it very easy to navigate the complexities of short term health insurance.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You would not be eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don’t need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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