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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Hello, Does any of your J1 plan cover a family member to accompany abroad in case of severe illness Do you ever hear of something like that. My scholarship provider is asking about that. thank you

A:
We do have plans that can cover for Emergency reunion, If you can enter your information in this link we can quote all our available plans. most of the plans in this link will include the emergency reunion coverage J-1 Exchange plans: /j1-visa-health-insurance/
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Q:With a policy with an Rx discount card, you still have to pay the cost up front and then submit for reimbursement, correct?

A:
That is correct the RX card is simply there to provide you with a discount on the upfront cost.
{{currentOrigin}}/answers/visitors-insurance-usa/with-a-policy-with-an-rx-card-you-still-have-to-pay-the-cost-up-front-and-then-submit-reimbursement-10994/

Q:I'm on H1B at a new employer now - but have a gap before my insurance starts. I'm in New York. What are my options?

A:
For an H-1 in the state of New York we do have plans that are available as long as you have not been more than 1 year in the us continuously Safe Travels USA Comprehensive: /safe-travels-usa-comprehensive-insurance/
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Q:My father is having syncope. Currently is under control & there were no hospitalization in past 6 months in India.I am planning to buy comprehensive coverage. The duration of stay will be in USA for around 90 days.May I know which insurance is preferred for my father.

A:
We advise a plan with pre-existing condition coverage like the visitors protect. Visitors protect: /visitors-protect-insurance/
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Q:How to check the specialist/providers on my insurance plan

A:
You can find your PPO provider directory by logging into your MyAccount. Please remember that while you are welcome to take these plans anywhere, Visitors insurance is designed to provide coverage for new injuries or illnesses.
{{currentOrigin}}/answers/visitors-insurance-usa/how-to-check-the-specialistproviders-on-my-insurance-plan-17724/

Q:Which hospitals in memphis has covered insubuy insurance can you list the hospital names

A:
The plans we provide you have different networks of providers. When you make a quote you are able to view the list of doctors available for that network. We advise that you first make a quote and look at the network of the plan that you are interested in.All of the networks are nation wide and are abundantly available all over the US Visitors To US: /visitors-insurance/
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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