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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I would like to have an insurance for a an f-1 visa for the amount of $586.04 that will offer coverage for the followings: 1. Medical benefits of at least $100,000 per accident or illness. 2. Imposes a deductible that does not exceed $500 per year. 3. Imposes no provisions for co-insurance that exceed 25% per accident or illness. 4. Policy coverage must be in effect for a minimum of the semester dates. 5. Imposes no exclusions for essential activities. 6. Medical evacuation coverage amount is no less than $50,000. 7. Repatriation coverage amount is no less than $25,000
Q:I want to buy health insurance but, I can't pay by VISA or master card. My debit card is UNIONPAY. What should I do?
Q:I have found 2 packages Atlas Exchange Choice & Atlas Exchange Essential but I cannot see a difference between the 2 policies other than the price. Could you please advise.
Q:Hello. I just need Medical Evacuation - $50,000, Repatriation - $25,000.
Q:I have been a visiting scholar at Duke University (North Carolina, USA) since 2016. I used to get my health insurance from a company that Duke University recommended me. Could you help me to find a cheaper health insurance if I give you the minimum requirements for Duke University? Insurance Coverage Dates: 1/5/2018 - 31/8/2018 Here are the requirements: Medical benefits of at least $100,000 per accident or illness. Repatriation of remains in the amount of $25,000. Expenses associated with the medical evacuation of the exchange visitor to his or her home country in the amount of $50,000. A deductible not to exceed $250 per accident or illness. Waiting period for pre-existing conditions of 6 months (current industry standard). May include provisions for co-insurance under the terms of which the exchange visitor may be required to pay up to 25% of the covered benefits per accident or illness. Policy must be secured to meet the benefits requirements and be underwritten by an insurance corporation with an A.M. Best rating of "A-" or above, an Insurance Solvency International, Ltd. (ISI) rating of "A-I" or above, a Standard and Poor's Claims Paying Ability rating of "A-" or above, or a Weiss Research, Inc. rating of B+ or above. Alternatively, the sponsor may ascertain that the participant's policy is backed by the full faith and credit of the government of the exchange visitor's home country.
Q:How do I get dental insurance?
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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