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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Where can we find In-network hospitals / Urgent care ?

A:
You can find Providers list next to each plan under the Direct billing tag.
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Q:We need to have Covid-19 coverage which would cover the medical bills, hospital stay, or quarantine in the British Virgin Islands

A:
You may view and quote the applicable plans in the COVID-19 Travel Medical Insurance with Quarantine Coverage section of our website. Please review the available plans and their benefits to find the most suitable coverage for your criteria. Should you need additional assistance or wish to speak with an agent, you may also contact our office at +1 (866) 467-8289.
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Q:I am looking for the Safe Travels Comprehensive plan. Can you please let me know in details about the wellness visit that is included in the plan?

A:
You may find information regarding the Wellness Visit for the Safe Travels USA Comprehensive plan here. Should you have additional questions or need further assistance, you may also call our office at +1 (866) 467-8289.
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Q:I'm considering visiting Thailand for a few days then traveling to Philippines for a few days. Once I get medical insurance to enter Thailand I need medical insurance to also enter the Philippines, how best can I do both ahead of time, any suggestions?

A:
Thank you for contacting Insubuy. We recommend purchasing the Atlas International plan. This plan will allow you to enter both countries as a destination, and this plan will automatically provide both the visa letter, and form needed for Thailand. You may purchase this plan online or over the phone by contacting our office at +1 (866) INSUBUY 467-8289.
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Q:I need a J1 and J2 medical health insurance that strictly meets these 3 criteria:1. Medical benefits of at least 100,000 per accident or illness;2. Deductible that does not exceed 500 per accident or illness;3. Co-insurance paid by J-1 not to exceed 25% of covered benefits per accident or illness;Let me know the suitable insurance.Thanks

A:
Thank you for the information. If you have no additional requirements, other than what is standard to the J Visa type, you may view and quote the applicable plans in the J1/J2 Exchange Visitor Insurance section of our website. You may also call our office directly at +1 (866) 467-8289.
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Q:I'll be visiting Norway for about one week in July, from the US. I'm 75 yrs old. I have Medicare and United Healthcare coverage in the US. I have no health/medical problems. Can I buy insurance to cover me should I need medical attention while I'm in Norway?

A:
Our Travel Outside the U.S. plans can cover someone when travleing abroad for new illnesses and new injuries. You can run quotes for those plans here: /travel-health-insurance/ Some of the plans will also include coverage for Covid-19 if contracted after the effective date. If you are also wanting Trip delay benefits incase you are required to quarantine when trying to depart Norway and return to the U.S., we would recommend the Safe Travels Outbound plan. If you have any additional questions, please let us know.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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