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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Which insurance plan has the widest range of coverage for winter sports, especialy downhill skiing and snow boarding ?
Q:I would like to know if the plan I am going to purchase meets your criteria. My Coverage:Travel Delay Up to 100 a day after a 12-hour delay period requiring anunplanned overnight stay. Subject to a maximum of 2 days.- not subject to deductibleTRAVEL DELAYYOU ARE COVERED:1. Reimbursement for reasonable accommodations and meals when your delay requires anunplanned overnight stay.YOU ARE NOT COVERED unless you fulfill the following conditions:1. The delay must be twelve (12) hours or more and certified due to the following reasons:a. Delay of common carrier (which is certified by the common carrier); orb. A traffic accident while enroute to the point of departure from an airport outside of yourhome country (substantiated by a police report); orc. Organized labor strike, or you being hijacked or quarantined; ord. Stolen passports or travel documents (substantiated by a police report).YOU ARE NOT COVERED IF:1. Expenses arise directly or indirectly from anything in the General Exclusions.Common Carrier means an airplane, bus, train or watercraft operating for commercial purposes andcarrying fare-paying passengers on regularly scheduled and published routes.
Q:I have a question about COVID-19 test. My plan covers COVID-19 treatment. I developed some symptoms in late Sep and so I decided to undergo a test. I just noticed that the test cost 480. The provider submitted the claim on my behalf and it is still pending. As the policy says "if you are infected with COVID-19.....will cover medically necessary testing..." Does that mean if my result is negative and I will have to pay off the bill myself? The medical provider submitted the claim on my behalf and it is still pending.
Q:Do these Covid policies include lodging? Traveling to Costa Rica and they require a minimum of 2,000 for covid related illness lodging
Q:I am thinking of traveling to costar rica I have to be sure this insurance is accepted by the costa rican government and meets all their civid insurance requirements also I see there are a number of steps too take on line after purchase to get it verified by the costa rican government t and receive the number from them that allows me to enter andy problems with this how many days does it take on average for costa rica to reply
Q:will it covers a routine diaktsis?
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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