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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Hello I am a visiting Scholar at Georgia State University. I need to see the different options of health plan I can take and the cost of it. Can you contact me so I can have your advice?

A:
Please send us your school insurance waiver form at info@insubuy.com or call our office at +1(866)INSUBUY
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Q:We are Canadian citizens in the USA since December 2020. We have applied for asylum in the UDA and we are still waiting for the decision which can take a while. We are insured until February 2022 and then after that we are not longer covered by Canadian insurance companies. We are looking for coverage by an american company . We are presently in Arizona. Do you have any suggestions where to apply for quotes?

A:
In your case we may suggest a policy that is available for people who are applying for residence. /safe-travels-usa-comprehensive-insurance/ If in case you have any questions we are available seven days a week, from 8 AM to 9 PM Central time
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Q:Our age is 59 we need visitors insurance for six months what is the cost ?

A:
The cost of the insurance would depend on several other things besides age, including plans you are eligible for based on your home country or country of residence, as well as your country of citizenship. Then cost would further be determined by what policy maximums and deductibles you would like, as well as the plan you select. You can run quotes through this link for Visitors to the U.S. (B2 visa holders) : /visitors-insurance/ If you have additional questions, please let us know.
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Q:I am considering purchasing one of your Covid-19 travel insurance with quarantine coverage. Suppose I get tested positive, so it is not allowed to board an airplane bound for the US by a restriction of CDC. Would the insurance above reimburse the cost for an additional stay in Mexico which is inevitable to meet the CDC regulation? I have heard that quarantine is just "advisable" in Mexico, even if getting a positive covid test result. In addition, in my view, your certificate wording indicates that only "mandatory" quarantine falls within the "Quarantine" which triggers your reimbursement. It also explicitly excludes "embargo" as a cause for your covers. By any chance, does a Covid infection suffice by itself to meet the term "Sick"? If not, there seems to be no way for travelers to Mexico to be covered by your quarantine coverage. I am sorry for the long question and thank you for your answer in advance.

A:
Any of the plans in our quarantine coverage section for U.S. residents traveling outside the U.S. including travel to Mexico, will provide both Covid-19 medical coverage for medically necessary testing and treatment as long as it manifests or is contracted after the effective date, and can provide Travel delay benefits which can cover lodging and accommodations if you are ordered to quarantine. Covid-19 is treated as any other new illness covered under the plan. We would recommend this plan: /safe-travels-outbound/travel-health-insurance/ If you have additional questions, please let us know.
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Q:my parents are visiting from india to usa in the march 2022. My father turns 80 in june. Do I need two insurance one for 79 years and one for 80 years.

A:
Due to some age restrictions on policies we recommend you get two separate insurances for your parents. Some plans will still retain coverage even if your father changes age during its coverage. If you want more info you can go quote our available plans /visitors-insurance/
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Q:It's confusing to select the best insurance. Are you able to suggest one for my mother who is less than 70 years and will be in the US for few months and one for my sister who is less than 40 years and will be here for couple of months.

A:
We would need additional information in order to recommend a plan for either person. Plan availability is based on multiple things, such as country of citizenship, home country, what state they are coming to, etc. You can run quotes through this link to find plans that would be available to them based on the above information you would enter into the quote link, if they are coming to the U.S. on B2 Visitor visas: /visitors-insurance/ We offer 2 types of plans, Fixed and Comprehensive. We recommend the Comprehensive plans as they will pay higher amounts for covered expenses. Which ever plans come up first within the quotes for the Comprehensive plans, will provide the higher level of benefits. If you have additional questions, please let us know.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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