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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Hi, My mother 58 years old is coming to visit me in Texas, USA. She is diabetics patient and on insulin. I am looking for a good insurance which will cover her pre existing condition as well.

A:
There is no plan available on the market for visitors that will cover pre-existing conditions but many plans do cover the Acute Onset of a pre-existing condition. Many plans are available on our website and you can compare the plans side by side. We would recommend Atlas America or Patriot America Plus and both plans will include the Acute Onset benefit. Please see the links for these plans. If you need additional assistance please feel free to contact our office.
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Q:I am planing to buy visitor insurance for my family, they are coming from India to the USA. My daughter is 20 years, my son is 14 years and my wife is 47. I am was able to add my son and wife but I am unable to add my Daughter who is 20 years old to get a quote from your website. Could you please let me know how to add her to the policy?

A:
Thank you for contacting Insubuy for your insurance needs. Since your daughter is 20 then she would have a separate plan by herself. There is no difference in cost being on a plan alone or with the family. If you need additional assistance please feel free to contact our office.
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Q:I live in Australia and i'm planning to go Germany with a Working Holiday visa, I need a insurance for a year and I found a $280 Schengen Visa Insurance in your website, but I don't know if i can purchase without been an American citizen. Could you please help me?

A:
Thank you for contacting Insubuy for your insurance needs. You are able to purchase insurance while located in Australia regardless of your country of citizenship. There are several plans that you are eligible to purchase, please review the links listed below to a few recommended plan options. These plans will meet the Schengen visa requirements. Safe Travels International Cost Saver You can find additional plans using the following link: Schengen Visa Insurance. If you need any additional assistance please feel free to contact our office for assistance.
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Q:I want to know if the payment is a one time payment or monthly installments. I am a senior on a fixed income. My travel plan is for 6 months at the lowest cost. Thank you for your time

A:
Most plans are renewable so you can purchase for one month and then renew every month after that. If you need additional assistance please feel free to contact our office.
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Q:I am applying for a J1 visa. My wife and I plan to buy health insurance. We have a question to consult. My wife is pregnant now, if she is in the United States, can she buy maternity insurance? could you give me some advice?

A:
Unfortunately, You will not find any plan in outside market which covers pregnancy if your wife is already pregnant. You can purchase insurance from your school or institute which will be very expensive for her.
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Q:I am currently studying in Cal state LA as international student. I need to buy health insurance. Can you please inform me if it cover for my school? Following are the requirements with my university. And I need insurance from August 1 2017 to july 30 2017. Have a deductible not exceeding $100 per illness or injury; Have unlimited medical benefit per condition Include an unlimited benefit for medical evacuation and repatriation; No waiting period for coverage. California Title IX Requirement: Pregnancy benefits for female student Policy must have a designated claims contact in the U.S.

A:
Unfortunately, there are no plans that we can offer you to meet your sponsoring organizations requirements. It is recommended that you purchase insurance from your university.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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