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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:My husband and I are travelling (one way) to the USA from South Africa on the 16th October. Please could you quote me on travel insurance which would cover our luggage and any flight cancellations or missed connections as well as values to which they would be insured. I have requested numerous quotes and it is quite urgent for us to purchase insurance so that we are prepared for our travels so your prompt response would be greatly appreciated.

A:
Thank you for your interest in purchasing insurance through us. We can provide travel medical insurance but you can't purchase trip cancellation insurance for one way trip. Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any further questions.
{{currentOrigin}}/answers/international-travel-insurance/travel-insurance-to-cover-cost-11575/

Q:I want to purchase health insurance for my visitor. She is 83 years of age and is travelling on Oct 5th to California. She is on visitor visa and is going to be staying for 6 months. Which is the best insurance with no prior medical check up, and if i can have couple of comparisons that will be helpful.

A:
You can purchase Fixed coverage plan -Safe Travels for Visitors to USA or Safe Travels USA Comprehensive coverage plan. Below is the quick difference between those plan. Compare Safe Travels Comprehensive vs Safe Travels for Visitors to the USA We have sent quote in a separate e-mail. Please check your e-mail and feel free to contact us if you have any further questions.
{{currentOrigin}}/answers/visitors-insurance/health-insurance-for-visitor-to-the-us-plan-comparisons-58330/

Q:My wife has the Visitors Care plan, she has been here 18 months on a K1 visa and we are married but she has not gotten her green card yet. Is she eligible for coverage if we extend her policy?

A:
No, she wouldn't be eligible to renew this plan. You can check with your employer to see if she can be added to your insurance and if not you can purchase the Short Term plan for 3 months. If you have additional questions please feel free to contact our office.
{{currentOrigin}}/answers/other-insurance/k1-in-adjustment-of-status-health-coverage-49244/

Q:At present, I'm evaluating various insurance plans for a F-2 Visa holder in the US. My husband is on the IU Anthem Insurance plan and I have three options: 1. Be added as a dependent on the same plan 2. Take Aetna Insurance as a dependent 3. Choose any other insurance from an independent insurance company provided the benefits available under that plan are equivalent to those being offered by the Aetna or Anthem insurance scheme.

A:
You can't purchase the plan that is similar to Aetna only for yourself from outside market because you don't have social security number. You can purchase international plan which does not cover maternity, preventive care, pre-existing conditions and it cost very less compare to Aetna or Anthem plan. Please find International plan information for F2 visa holder below: F2 Visa Insurance Please feel free to contact us if you have any further questions.
{{currentOrigin}}/answers/international-student-health-insurance/f2-insurance-options-without-f1-79492/

Q:My name is Eesha, I am a US citizen studying abroad in Pakistan, and I am coming for a rotation at Beth Israel Deaconess Medical Center. The rotation starts October 23rd until November 19th, and I will need malpractice insurance for these dates inclusive. The plan should include $1,000,000 per incident and $3,000,000 aggregate. If you have any plans which cover my situation, please let me know.

A:
We don't provide malpractice insurance. You can purchase medical insurance from our website.
{{currentOrigin}}/answers/other-insurance/us-citizen-studying-abroad-malpractice-insurance-43564/

Q:I have been trying to cancel my policy because I chose the monthly payment method but I did not know that it was going to be automatic payments, it did not specify that anywhere and I am a student, meaning that I cannot count with certain amount of money every due date. Anyways, I created my account and everything so I could cancel my policy because I need a refund of the $49.00 taken out of my account as soon as possible because I will not be needing this policy anymore. However, every time I try to access that website, it says ERROR 400 and it will not let me login unless it is with my birth date, and it does not let me cancel it like that. Please, help me cancel this today because I need the refund as soon as possible.

A:
You can send your request for cancellation to cancel at insubuy.com. In the subject line of the email please include your certificate number and the word cancellation and in the body of the email state the date and reason for cancellation.
{{currentOrigin}}/answers/visitors-insurance-usa/cancel-insurance-policy-refund-97219/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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