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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Insurance just for my wife on F2 I am a international student( F1 Visa) in USA with my wife(F2 Visa).I am interested in purchasing health insurance for my wife initially for a period of 6 months( maybe I will renew it). Would it be possible for a agent to call me and discuss the options that i have??

A:
It was nice talking to you. As per our discussion, you can't buy student insurance just for your wife on F2. you can find Protection Ameica at /patriot-america-lite/visitor-insurance/ You can make instant purchase online. Please let me know if you have any other questions.
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Q:Hospitalization insurance in Singapore We are Indians staying temporarily in Singapore requiring insurance coverage for hospitalisation and other benefits for 120 days from 27th March 2006..Our date of birth myself(15-6-1937) and my wife (1-06-1945).Coveraage requiredis for $50000-. Suggest me best ins.plan by replying to my email.

A:
Thank you for your interest in purchasing international health insurance. Please look at Atlas America at /atlas-america/visitor-medical-insurance/ You can get all the details on the web site, get instant quotes and make instant purchase. Please let me know if you have any other questions.
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Q:Separate or one policy Myself and my husband are visiting the US on a J1 & J2 Visa, as of June 2006. Please could you tell me if, under your policy, I need to purchase insurance for each of us separately, or if there is any form of joint insurance available. Thank you.

A:
Thank you for your interest in purchasing J visa insurance. You can put both of you in one policy. You can make instant purchase online at /j1-visa-health-insurance/ Please let me know if you have any other questions. Please could I check, as your insurance appears to be a lot cheaper than anything else that I've found so far: If I were to get Plan A, age 30 - 39 years, the monthly premium would be $70, and this WOULD include cover for my husband also? Apologies if this seems like I'm asking the same question again, but it isn't obvious to me! Thank you. All the prices listed are per person. Therefore, if you want $50,000 coverage with $250 deductible and if you are in 30-39 age range, premium of $70 is per person. Please let me know if you have any other questions.
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Q:Pregnancy Hi, My question is concerning a J2 visa holder. My understanding is that J2 visa holder may obtain an insurance plan from you as a primary holder, but maternity is not covered. Could you suggest any other insurance companies that would? or is there an insurance that could be purchase for maternity only?

A:
Unfortunately, no such plan exists for J2 visa holders that would cover maternity.
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Q:Pre-existing condition hello,i have a question i have a pre existing condition with fatty liver and i am a us resident i would like to know if i can get insurance thru you because i have been declined from all the other insurance companies also i am a romanian citizen but i live in california. thak you

A:
What is your legal status in USA? Are you visa? If yes, which visa? Do you have green card? For how long do you have been staying in the US? Do you want short term (up to 6 months) insurance or long term? On what basis have you been declined insurance? Because of health reasons? Or because of citizenship/residency reasons? Please let me know so that I can guide you appropriately. hi,i have permanent green card for 10 years and the reason i cannot get insurance is because my pre existing condition i have fatty liver(fat on the liver,enlarged liver) thank you It was nice talking to you. You can look at the brochure at /global-medical-insurance/international-health-insurance/ that explains everything. You can make instant purchase online at /global-medical-insurance/international-medical-insurance/ You can find the doctors at /international-medical-ppo-network/ Please let me know if you have any other questions.
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Q:International group travel medical insurance Can you recommend me a good international travel medical insurance for group?

A:
It was nice talking to you. You can look at the Patriot Group health insurance at /international-medical-travel-insurance/ You will find the quotes, coverage details in the brochure. You can make instant purchase online. Please let me know if you have any other questions. Currently our carrier can offer employees out of the country on business to utilize their out of network benefits if they require services. More than likely the providers will not accept and/or file with Humana for payment. As a result, your employee may need to pay for the claim up front and file a manual claim with Humana for reimbursement of the covered/allowed amount. If they enroll in IMG, will they have to pay for the claims up front and submit a claim? Please read /international-medical-ppo-network/
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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