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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Kindly advise me whether preexisting condition is covered by the insurance company when the visitor to usa is over 70 years but below 75 years..

A:
Before we suggest any plan would like to know what kind of pre-existing conditions coverage are you looking for? In general, insurance will pay for new sickness, injuries or accidents that may occur after the eff. date of the policy it should not be pre-existing or preventive care. However, Safe Travels Visitors to USA is a fixed coverage plan and it provides coverage for acute onset of pre-ex upto $25,000 but it has some specific exclusion. Please find more information at here. You can compare these plans with others, narrow by pre-ex conditions coverage and read outstanding restriction next to each plan on our website Please feel free to contact us if you have any further questions.
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Q:I am a F1 graduate student attending the University of Cincinnati. I am looking for a PPACA complaint insurance plan. Can you offer me such coverage?

A:
Thank you for your interest in purchasing insurance through us. Since the requirements state that the plan must be PPACA compliant then you would need to purchase the plan offered by your university to meet that requirement. The plans offered on the market are not PPACA compliant. If you have additional questions please feel free to contact our office.
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Q:My mother arrived on 12/23/16 and plans on returning to India on 2/28/2017. Does Atlas America cover her? We are trying to get the most coverage. She is visiting us in the state of Washington for the majority of her stay. She will also travel to California for 3 days from 12-31-16 to 1-2-17

A:
Since she has already arrived in the state of WA then she would not be eligible for the Atlas America Plan. We have a very similar plan called the Patriot America Plus plan that she is eligible for. If you need additional assistance please feel free to contact our office.
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Q:Can B2 visa purchase Atlas America Travel Insurance? I didn't see the exactly detail when I try to purchase, thanks.

A:
The Atlas America plan is designed to cover new accidents and new illness that occur after the effective date of the policy for visitors into the United States. If you would like assistance in determining eligibility for this plan please provide the state in which you will need coverage, your age and your coverage dates needed. Feel free to contact our office for further assistance.
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Q:Do you sell medical insurance for travel to Panama? If so, what is the price?

A:
Yes, We provide insurance for travel to Panama. Most of our insurance plan will provide you coverage anywhere in the world except your home country. In order for us to send quote we need insured person age and travel dates, country of citizenship , where do you live and your destination. Once we get these information will send you quote. You can also get quote online here. Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any further questions.
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Q:Thank you very much for your assistance. This may too much to ask but do you guys some kind of form to say that the insurance plan meets the requirement or anything with a signature that looks official? because I'm not sure if they would accept a printed copy of these emails

A:
We provide insurance from many companies and we suggested the plans that meets your school requirements. Once you purchased any of the insurance suggested below. You can fill the waiver form with your information and send it to us so our compliance dept. can sign that form for you and you can give it to school. Please feel free to contact us if you have any further questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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