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Ask Our Specialists
All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I spoke to a representative of your company this morning trying to purchase an insurance plan. I am on an F-1 visa at Mercer University in the US. These are the minimum requirements for my school. n order for your waiver to be approved, your insurance policy must meet the following minimum standards: All Plans must satisfy Minimal Essential Coverage as defined under the Affordable Care Act (ACA)/Obamacare; Annual Plan Deductible of no more than $5,000; Coverage of injuries stemming from participation in intramural sports; Plan must provide an unlimited Maximum benefit with no cap on minimal essential benefits; Plan must provide coverage for Mental Health & Substance Abuse; Prescription drug benefits; Plan must have unlimited number of office visits per policy; Plan must have adequate coverage selection of providers, including a participating hospital in the Mercer University college campus area where students attend classes. Coverage for urgent or emergency care only is not sufficient. Please send me a list of plans I qualify for that meet these requirements.
Q:I am traveling to France on Oct 4th to Oct 11th this year. I see one of the requirements to get a visa is a travel insurance. But it also states that i have to show a certificate of medical travel insurance. Are they two different things or if i purchase one its the same thing?
Q:J visa form. Ask for F visa form. They said they dont have any for international students i have even checked with international student department and they said they dont need anything like that
Q: I am an international Masters student at the University of Arizona from Oman. I am interested in signing up for your health insurance but my University has certain guidelines that need to be met. Please could you go over the guidelines and let me know if your health insurance policy covers all these guidelines. Here is the link to their guidelines:
Q:Hello. I just discovered that you may cover a part of a pregnancy. I would like to have more information on that. Do you also have insurance coverage in Canada (especially in Montreal)? Thank you.
Q:Hello i sponsor my sister to visit here in u.s. Soon she has been approved her visa and anytime she can come.please give me information how much i pay her insurance.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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