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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Protection America vs WorldMed for new immigrants My mom is 59 and just arrived in US. She is generally healthy and has no serious illnesses. She is going to become Permanent Resident, so I want to get a long term and stick to it for 3+ yrs to get over the preexising hurdle. 1. Which one is better, I am considering Protection America vs. WorldMed 2. Should I chose $100 or $500K If I choose $100K and then change to $500K, will it be considered new policy and hence the clock starts all over again for preexising 3. If I go from $2500 to $1000 deductible, will it be treated as a new policy Thanks,
Q:Need gap or bridge insurance for new immigrants to USA I am a British citizen I married a USA citizen 2 years ago I will be receiving a green card end of this year I will require private medical insurance for three years till I become eligible for USA medicare / medigap in Jan 2013 I have no exisitng medical health problems. Date of birth : 09 / 13/ 1940 Please send me a private medical insurance plan.
Q:Insurance for first officer in marine Hi Before i was a first officer in roal Caribbean Cruiseline Ltd, and at that time i had an insurance in IMG first Health, but as i resigned my position, i lost my insurance. But, now, i am back in USA as 1st officer in Sea Launch located in Long Beach Los Angeles and i am here 7 months a year. I am insured here in this company but i would really like to make a new insurance again with IMG. Can you please send me a plan which fits me. I am single, have no children and live alone in Norway. I would like to have an insurance that covers me 24 hours all year around all over the world. This also includs surgery and hospital. Looking fwd to hear from you. Please include the charges for each insurance.
Q:Maternity insurance for dependent on J2 i am j1 and my wife is j2 visas, we would like to join your company , but we would like to know more informations about the maternity policy , as we will stay for 4 years and my wife may get pregnant , thanks
Q:Insurance just for dependent on F2 Hi, I am a international student from China, who has my wife as dependant with Visa F2. I want to buy the plan A in visitor medical insurance-USA for her. I wonder if it is suitable for her. She is 26 years old, healthy. We have no children now. Additionally, if we want to give birth to our children here, does this insurance cover the medical expense for that?(Please also give me the answer if we don't have children here.) Thanks
Q:about the patriot exchange program standard Hello, I am a new J1 visitor scholar from China and I need to buy the health insurance. I think the patriot exchange program standard may be suitable for me but I have some question to solve before make the decision. The first is that my spouse will arrive here three month later when I may have already had this insurance, how could I buy her the same insurance? Shall I buy for three months first and then buy with her for other period of our stay in US or could I buy for myself and then buy hers separately I ask because that the eligibility says that the program is design for active engaged person so I am not sure whether she needs to buy it depending on me. Another question is whether the monthly rate for her is same to me( about for $41 per month with the maximum coverage of $50,000) (I found that J2 rate is much expensive than J1's in some other insurance plan, so I want to find out what is in yours.) Thank you,
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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There are many advantages in purchasing from Insubuy® and no disadvantages.
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Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
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The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
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You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
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Most schools require international students to purchase health insurance.
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